Chase Sapphire Preferred 80k Reddit - Current CSP (chase sapphire preferred) promotion is 60,000.

Chase Sapphire Preferred - increased SUB above 60k? Does anyone think Chase will again offer the 80k sign up bonus this spring like it seems it has done in the last 2 years? I want to pull the trigger on signing up but don't want to miss out on the extra points which appear to have been offered in April/May the last 2 years. The rep came back and said I was approved for a 12k account!. After that, you’ll see a search box in the middle of the screen. I get 15K and she gets 80K for the CSP Earn up to 75,000 bonus points per year by referring friends for the Chase Sapphire Preferred® Card. Savor One because it gives good cash back on groceries and groceries are frequent and expensive purchases. Pre-approval showed up only a few days ago, instant approval. I've been holding back on applying with hopes that it'd go up to 100k once the public offer reached 80k, and as of this morning, the 100k offer popped up on my dashboard. My fiance would be the one to open the new card. 6 Update: The offer is lowered from 80k to 60k. But the key points were: Reloading by credit card was free, earned you CC rewards, and had no limit other than your available credit limit. You might even get a “you’re already approved” message for a CSP from Chase in …. I have two other cards both with $30k limits. The last one I received was last week for 60k, but I had an …. it's been over 48 months from your last Sapphire signup bonus (either Preferred or Sapphire) you product change your existing Sapphire to a Freedom and wait 4 days. But if you can fill the 7k spend over 12 months with something like $4,000 Gas and $2,000 Utilities and $1,000 other, you would get 4x8=32, 2x5=10, 1x1=1. There are some basic perks like you mentioned but if you’re interested in the Chase ecosystem the Preferred is a must have. Additionally, it offers flexible point redemption options, no foreign …. Chase gives you access to unique sports, entertainment and culinary events through Chase Experiencesand our exclusive partnerships such as the US Open, Madison Square Gardenand Chase Center. We were using it to purchase a lot of . For example, if your Chase Sapphire Preferred card only has a $5,000 credit limit and you wish to upgrade your Chase Sapphire Reserve card, you’ll need to also submit a credit limit increase request since the minimum credit limit on the Chase Sapphire Reserve card is $10,000. 7 Update: The 80k offer links are all dead now. I'd like to accept the offer and apply, but I just got the Freedom Flex a little under a month ago, also through a pre-selected offer. Additionally, you ignore the biggest purpose of the card, which is unlocking UR transfer. Mar 31, 2022 · Update 3/31/22: More reports of the 80k offer being offered in some Chase branches, and the $95 annual fee is waived as well. 5/24 is not a problem for me as I haven't been opening much cards. If you "cash out" your points on freedom unlimited , they are worth 1 cent per point max. 3M subscribers in the CreditCards community. i do see some of the different categories of exchanges. Since I had to buy stuff for my World Trip anyways, I just put the purchases on the card. Chase Sapphire Preferred offers a huge initial bonus and solid ongoing rewards at only a fraction of Sapphire Reserve’s cost. But if you have CSP or CSR AND it has has been more than 48 months since you last received a welcome bonus, I’ll explain what you can do to …. Get the Reddit app Scan this QR code to download the app now. People who applied and got 2 new Sapphire cards before Chase enacted the 'One Sapphire' rule are fine. The Series 7 Exam Subreddit is a professional community of Reddit users focused on the passing of the FINRA SIE Exam as well as FINRA. The length of the Instacart+ membership varies depending on the specific Chase credit card the customer holds. I have only applied for 3 cards in the past 24 months so I don't need to worry about Chase's 5/24 rule. 47 away from 100,000 bonus points! Spend $15,000. Chase Amazon Prime - $16k Apple Card - $10k Discover Card - $10k Barclay Mastercard - $10k Wife (don’t know can ask): Chase Sapphire preferred (currently use this to book most travel) Apple Card Discover Card FICO: 850 Oldest account: 14 yrs Income: $120k-$150k (just mine, wife is a high earner as well). We’re between Chase Sapphire Preferred and Capital One Venture Rewards. I have various Chase cards open right now, but no Sapphire cards. Just get the Chase Freedom Flex (CFF), Chase Freedom Unlimited (CFU), and Chase Sapphire Reserve (CSR). There's less than a week left to apply, as this limited-time welcome offer will end on May 25, 2023 at 9 a. Upon I approval I went online and it shows the 60k bonus points offer. Capital ones card benefits trump chase, other than chase priority pass working for restaurants, which may cancel at any time, capital one has their cap 1 lounges which are expanding. after you spend $4,000 on purchases in the first 3 months from account opening. That was an 80k offer, but I got busy and actually forgot about it until after it expired a. You want to go this route so you can get the SUB on a future CFU (Visa) or CFF which BTW is a MC so it’s not accepted in store at Costco if that matters to you. It was shipped via UPS Next Day Saver. I wanted some advice on if it's a good idea to. Doubt they'd do it 2 years in a row but I'm really hoping they do. You have to actually apply for the card in branch, not just stop by a branch after you've already been approved. Is it possible? I have been pre-approved many times over. (this was "broken down" by taking both of their promo deals and dividing the cash amount (750) by the point values that were given (60,000 vs 75,000. My only other credit card rn is the discover student. We'll let you know our decision as soon as possible. 666 unblocked games already have the united explorer with $7200 and CF with $4300. Just heard back from my secure message, they approved the SUB match and immediately …. Expand user menu Open settings …. Chase Sapphire Preferred versus Amex Plat Debating the CSP (80k bonus offer) vs Amex Plat (150k bonus offer) I have one big trip coming up in November -- kind of concerned about how Amex isn't as widely accepted and isn't an actual credit card (not that I should carry a balance but yk lol). When applying: Credit Utilization: 1% $26/$5,100 3 cards reported as 0 1 card (CFF) reported $26. My concern is velocity and pre approvals aren't worth squat, they're marketing gimmicks. I know this is dumb, but I have a daily automatic refill of my Amazon JP "gift card" account, of about 190 yen per day. The Chase Sapphire Preferred® Card is one of the best-known travel rewards credit cards, featuring 5 points per dollar on travel booked through the Chase …. new york presbyterian hospital job openings Talk about anything Chase Sapphire. I applied for both the Sapphire Preferred and the Freedom Unlimited with him and I was approved for. I was charged my annual fee this past Nov 1, and I cancelled the card a few days ago in mid Dec after Dec 12, which is 41 days after Nov 1. So, one $15 credit April through June, another $15 available July through September, another $15 available October through December, etc. Editor’s note: This is a recurr. Chase Sapphire Preferred voted "Best Travel Rewards Credit Card" by readers of The Points Guy. There are five big reasons the Chase Sapphire Reserve is superior to the Chase Sapphire Preferred for frequent travelers. You'll earn the bonus after spending $4,000 on the card within three months of activating it. Went in branch to sign up for Sapphire in November. YMMV, we need more data points on this to see how. Update: Some offers mentioned bel. I've applied for a Sapphire Preferred card. The Chase Sapphire Preferred® Card isn’t a credit card for everyone — you’ll need to have good to excellent credit to have a chance at getting approved. This product is available to you if you do not have any Sapphire card and have not received a new cardmember bonus for any Sapphire card in the past 48 months. The 90k in branch is not nearly as good an offer especially considering you have other MSRs to reach. Ruined the tale end of the vacation because I couldn't enjoy myself. Went into Chase branch for a Sapphire Preferred and the bonus is 70k instead of the 80k points from 2022. That’s worth up to $1,000 in travel. So I got 80k points and I want to know the best way to spend them I don't plan on traveling so any of those options are a no go but I have 2 options showing I. Current cards: (list cards, limits, opening date) Discover It $8,300 3 Years, 7 months. 80k available with waived AF in-branch now. So I got mail today for an 80,000 point offer on $4k spend. In general, Chase Ultimate Rewards® points are worth 1 cent each. Understanding the differences can be helpful when deciding on a card that's the best fit for you. Looking into settling for the 80,000 point bonus instead of waiting for the 100k bonus to return. Problem is it might be the end of this year or the end of 2030 no one knows. I've have three cards with Chase and am starting to receive the "Upcoming changes to our terms" emails, so I called tonight and asked about "Cash-like" transactions being treated as chase advances and subject to cash advance fees and cash advance interest rates. Get online and mobile banking support, or help with your account. Earn 5x points on Chase Travel Portal bookings with the Sapphire Preferred 5x Points On Lyft Rides. Update 3/31/22: More reports of the 80k offer being offered in some Chase branches, and the $95 annual fee is waived as well. Got approved for a Chase Sapphire Preferred! Been working hard on my credit recently. alpha asher chapter 35 I currently don't have any Chase credit cards, and I'm interested in getting the Chase Freedom Unlimited/Chase Sapphire Preferred duo. Next year you can upgrade to CSR or downgrade to Chase Sapphire/Chase Slate as you wish to avoid paying AF, but . Chase and Lyft launched a partnership in 2020. I accepted the offer, and he said to expect. Just got approved for the CSP 80k + $50 groceries offer today with a $13,500 limit! After spending many hours researching if Chase or Amex trifectas were better for me, I finally decided on the Chase ecosystem and went for the CSP, especially with it's current offer. The Chase Sapphire Preferred® Card boasts higher point-earning opportunities, depending on your spending. Then later on this year when the SUB goes back up to 80k or 100k apply then. I got a targeted offer in the mail for the Chase Sapphire Preferred with an 80k SUB. can be used for travel, cash, etc. DoC: Chase Sapphire Preferred 80,000 Points Signup Bonus is now publicly available on Chase Website (limited-time offer). I did have a bit trouble seeing how much the points cost will be on some of the hotels since it keeps showing "not available to exchange points". 80k is still very solid, so if the card suits you pulling the trigger on the current bonus wouldn't be a bad move. (This is per cardmember year, rather than calendar year. Yes, it has been over 48 months since I earned the CSP bonus. Earn 2x on other travel purchases. This past summer my wife and I got the Sapphire Preferred in branch since the offer was 90,000 points. 1982 toyota corolla for sale craigslist Was approved today for CSP CL: $21,900 with in-branch offer of 80k points and 0$ AF for first year. FICO score - 740 Credit history - 2. Let x = number of dollars spent in travel/dining. ) Chase Sapphire Preferred® Card Earn 60,000 bonus Ultimate Rewards points (worth up to $750 or more!) when you spend $4,000 in 3 months. A night out in town codes as "dining" and using the metro codes as "travel". I received an invitation with 60K points but I know it was 80K couple of. Hi, I've been interested in getting the CSP card for awhile! I currently have the 60k bonus points offer but heard it could go to 80-100k. Wait a week and get the CSP SUB, apply in branch to get the $95 AF waived. I downgraded my CSR to a FF at the beginning of the month, and applied for a CSP yesterday to take advantage of the 80k SUB. As of June 4, new Sapphire Preferred cardholders can earn 100,000 bonus points after spending $4,000 on purchases in the first three months from account opening. Got 80k first then received 100k. The last one I received was last week for 60k, but I had an 80k offer in May that expired. We also accept operator relay calls. I know you want to maximize your points, but do the math, and I think you'll find that the Chase Sapphire Preferred or the CITI Premier card gets you where you want faster than waiting until you qualify for the Bilt card. The next day, in the app I had an offer of 75k, which is still available. Is there any other way I can get more than 60K?. Effectively making the annual fee $5 (if you use the credit and points). Went to apply and all they had to offer was an extra 10k bonus points for Chase Sapphire Preferred. If you have a big purchase coming up soon I would get the CSR with 80K SUB offer. Very common question and the answer is always the same there's no way for anyone to know when the SUB offering will change. Was about to go into the branch today but the referral now has the 80K offer so I asked my P2 to refer me and they also get 15K. Or check it out in the app stores   im intrested in applying for the chase sapphire preferred card (over the reverse as that 550 fee is to much) The csp gives 80k points if you spend 4k in the first 3 months. This option may be worth a try if you’ve recently resolved any issues that may …. The 80k offer is one of the best credit card offers out there. any advice or recommendations? thanks in advance! Online it changed from 80k to 60k. There is no reason to cancel a card if a downgrade path is available. The current public offer online is 60K points for $4000 spend in the first three months. I got my Chase Sapphire Preferred about 6 months ago. Some people got targeted offers, but the public offer has been that for awhile. I was denied with the following reasons: -Too many requests for credit or opened accounts with us. Now that you have Chase Sapphire Preferred, be sure to take care of these five tasks to maximize your earnings and the benefits on the card. [Update] The 80k link is alive again magically. You can start the clock on the sapphire bonus now. Just want to say thanks for all the advice I’ve seen on this sub! I opened my chase app after seeing about the 80K sign up bonus and I had a pre approved offer for it! I listened and signed up in branch as well. 5x total points on air travel purchased through Ultimate Rewards. * Earn 3x points on dining at restaurants including eligible delivery services, takeout and dining out. It'll also likely cost you the $95 AF. The Chase Sapphire Preferred® Card is the winner over Chase Sapphire Reserve®. And In the mean time open a checking account with Chase to build a relationship. The Preferred card will provide a benefit amount for the loss of life up to $500,000 while the Sapphire Reserve card will provide a benefit for loss of life up to $1,000,000. If you looking for general/overall cashback card, then CSP is definitely better and has more perks with lower annual fee. If you’re under 5/24 then now is the best time to apply for the sapphire because it starts the clock on the sapphire SUBs. I applied for both the Sapphire Preferred and the Freedom Unlimited with him and I was approved for both!!. Amex Gold -> Perfect for our spending categories (4x) but the $250 annual fee is annoying along with what I keep hearing about the travel partners aren't as good as Chase. Disclosure: Miles to Memories has partnered with CardRatings for our co. They're doing targeted 80k offers right now. doublelust detroit VX is a keeper card in most wallets. I got the preferred card back in July of 2021 and was under the impression that I would be eligible for the another bonus once I upgraded. If you're under 5/24 then now is the best time to apply for the sapphire because it starts the clock on the sapphire SUBs. Upon I approval I went online and it …. I'm not deep into the CC game, and I'm struggling to understand the hype behind the chase sapphire preferred card. The Chase Sapphire Preferred’s increased welcome bonus gives you 80,000 bonus points after spending $4,000 on purchases within the first three months from account opening. Chase Sapphire Preferred® Card. Starting June 15, 2022, Chase credit cardholders can receive a 1 time free Instacart+ membership for 3, 6, or 12 months. I signed up the day before the 100k bonus came out and they said no to me 😭. From an earlier post on reddit it sounds like the 80k/no AF in-branch offer will be extended to online applications on 4/14, since online it's going for. See if the link for the 80k SUB still works and try it out. That's basically as good as the sub will get for a sapphire card. I just applied for the Chase Sapphire Preferred and was rejected. From SLC (Salt Lake City) to UIO (Quito). Use it for dining and streaming and travel if it's your only card. Points are not affected by downgrading or canceling. I just went in to my local branch last week and they had an elevated offer for the CSP (70k vs 60k) compared to what was available for me through the Chase app. Chase Sapphire Preferred - Approval Odds? Card Recommendation Request (Template NOT Used) Received a referral from a friend. Chase typically will extend credit limit. July 2019 Chase Freedom Unlimited: $12,800, November 2021 Chase Freedom Flex: $13,500 currently have $2,400 balance on carrying over on promo 0% APR, part of engagement ring. Does anyone have a Chase Sapphire Preferred promo code for 80k points? I could really use one. There is an 80k online offer just googling around. reward me maine lottery Theoretically 5/24, and still got approved for Chase Sapphire Preferred. View community ranking In the Top 5% of largest communities on Reddit. 5 cents if you have a Sapphire Reserve, or 1. How to get Chase Sapphire Preferred 80K-100K Points Offer. However, Reddit user b1900 reports that a targeted mailer is being sent out with this 80k offer. The new offer will be 70,000 (60,000 after spending $4,000 within the first three months and additional 10,000 after spending $6,000 total in the first six months). Here's an example calculation:. I got under 5/24 on April 1, 2021 (yesterday). Your combined annual fee is less than the AmEx charge card, and you get 40k miles on Delta, plus 80k for Chase. I've been thinking about switching credit cards since I'm not getting my full value of the annual fee for the Delta AmEx card every year. However, I didn't get instant approval like I usually do, it's awaiting review that usually takes 7-10 business days. You just missed the 90k last month in branch. Or check it out in the app stores   Chase Sapphire Preferred - In-Branch Data Point/Offer, no AF waiver. With a Chase Sapphire Preferred card, you have the following options to go from the East Coast to Western Europe: Purchase in $ via Chase travel portal earning 5x points. If I sign up, can I immediately upgrade to the Reserve . The Chase Sapphire Reserve comes with its standard bonus of 60,000 bonus points after you spend $4,000 on purchases in the first three months from account opening (worth an estimated $1,080 in. Sufficient credit with this bank: please call to redistribute credit lines. I know this is a stretch, but is there anyway I can get that offer at all with my current card?. You must redeem 60,000 points to book $750 in award travel. The Prime Visa card has a $0 annual fee, but you must be an Amazon Prime member to earn 5% cash-back. You need a Sapphire or CIP card in order to transfer points to travel partners, which is the big role my CSP fills. Chase Saphire Preferred In-Branch 90k SUB. FICO: EX 792 EQ: IDK Credit History: Auto Loan since May 2017 100% on time payments. 60k to 80k chase sapphire preferred bonus. That’s $1,000 when you redeem through Chase Ultimate Rewards®. I started by calling Delta to get proof it was delayed by a covered incident. Is the 20k worth it to wait for an unknown timeframe? It can be this year, next year, or couple years that you’ll be targeted (if even, at all). Chase Sapphire Preferred 60k Bonus. to Qualify for 80K Bonus What types of spending can qualify, for me to receive the 80K bonus?. While that’s a 20,000-point drop from the card’s previous bonus for the same spending requirement, the new bonus still offers plenty of value, especially if you redeem points for travel with Chase. dinar guru latest blog Proactively search for CSP until Chase recognizes you and sends you an invitation with 80k. higher sign up bonus of points that can be transferred to rapid rewards 1:1. I spend 200-250 a month on groceries/food and that's pretty much it. Per a memo to Chase bankers this offer will be available in branch starting on March 19th: Earn 80,000 points after $4,000 in spend within the first three months of card membership. I bought all the flight tickets with my Chase Sapphire Preferred card and was trying to read up on the travel insurance fine print. Annual income: Past year - $40,000. And as an aside, purchasing 70k miles from Delta probably costs $400 at least. New Chase Sapphire Preferred® Card cardholders can earn 60,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening. The Chase Sapphire Preferred ® Card launched over a decade ago, democratizing the travel rewards card market. Posted by u/Pristine_Clock3688 - 1 vote and no comments. david jeremiah alaska trip This popular card offers users enticing travel perks, from no foreign transaction fees to access to 10+ airline and hotel transfer partners — all at an affordable $95 annual fee price point. It would be my first non co-branded Chase card as I've finally just gotten under 5/24. Chase Sapphire Preferred: $95 Annual fee. I just got engaged so I'll be able to hit the MSR with my wedding expenses. Most people value Ultimate Rewards much higher than that. The Chase Sapphire Preferred Card offers several valuable card benefits and perks, including: A killer welcome offer: You can earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. Only post your link once per thread. So when I asked to cancel my card and. Learn how the Sapphire Preferred Card can benefit you today. I was able to add the card through the ‘Stored Cards’ function in the Chase app (Manage Account >> Stored Cards >> Digital Wallets with your card. I got approved for the CSP at a $5000 limit, instant approval, 80,000 point intro bonus, $50 grocery credit, and annual fee waived for first year. This will be my 3rd credit card. 60,000 for $4,000 in 3 months and then an extra 10,000 for a total of $6,000 in 6 months. Identify the account via last 4 numbersdo not say "second Sapphire Preferred" or anything like that. Chase Sapphire Preferred 5/24. g: there is an offer for no interest 15 months but the fee is 5%. FICO 8 TransUnion as of 6/26: 756 Discover IT: $13,600, July 2019 Chase Freedom Unlimited: $12,800, November 2021 Chase. There are multiple recent DPs that confirm that in-branch offer is 70k for 6k spend in 6 months. That will tell you when the next round starts. And yes, you have to apply for a new line of credit. 50 rounds up to be treated as a $2 charge. Once you're approved for the card, it's too late for branch personnel to make any adjustments to your intro offer (such as the first-year AF waiver). Switching from Delta AmEx Gold to Chase Sapphire Preferred/Reserve. For a limited time, earn 80,000 Ultimate Rewards points with the Chase Sapphire Preferred. I had a credit line with Chase for 2300 and after a little over year and a half they pre-approved me for a second credit line of 20k. 25 cents per point when redeemed for travel through Chase’s travel. 25% and the 5% rotating categories become 7. Last week, Chase rolled out a brand new 80,000 point offer on its most popular travel rewards credit card: The Chase Sapphire Preferred® Card. lumpkin county inmates zuercher portal And remember, the card's 60,000-point bonus is worth $1,200 in travel, per TPG valuations. They did it again in the spring of 2021, bringing back an 80,000-point offer on the Preferred Card. Is this a good deal though? Increased Offer! Hilton No Annual Fee 70K. There may not be anyone working in branch today to handle this. 4 years is a good amount of time to throw away. Just sharing because it does show that the offer will probably move this year but no one knows if it'll hit the all time high again of 100k. The chase freedom said I was approved for a $2000 limit, which compared to my $4500 limit on my Apple Card was just ok. If you are based in a city with big Delta presence, amex is better. Confirming that gift cards count towards $4k minimum spend for Sapphire Preferred bonus Based on my read of the TOS (copied below), I should be able to purchase gift cards (specifically Amazon) to meet some or all of the $4k required spend to …. Based on my auto loan relationship with Chase, lately I've been getting a lot of "You're already approved!!!" offers. He asked the rep one cubicle over who said it was 100k that they were “honoring”. The CSP is not a particularly strong earning card anyways, you can easily continue earning with a CFU/CFF until the CSP has a better sign up bonus. But I don’t really care about the hotel credit. Idt so based on the fact they do targeted 100k. missing 2023 showtimes near century 10 downtown noarthereonlyfat 25 redemption through the Chase portal. Chase Sapphire Preferred 80K Bonus. Chase Sapphire Preferred DP Data Point I was originally going to wait a few more months before applying since I’ll be traveling but decided to pull the trigger since the bonus increased from 60k to 80k. Does locking credit reports at the three bureaus cause this? Experian: FICO Score 8, 731. 60k to 80k chase sapphire preferred bonus I applied and was approved for the chase sapphire preferred card two days before the sign up bonus changed from 60k to 80k. It won't be a problem for me to hit this through normal spend. I'm thinking about upgrading my CSP to CSR and was wondering what the best strategy is. Which card to use for Costco travel ? Citi Costco vs Chase sapphire preferred. Chase Sapphire Preferred® Card: Earn 100,000 bonus points after spending $4,000 in the first three months of account opening. Received a sign up off from Chase for the Sapphire Preferred card. I plan on using the Ink as a pseudo-Freedom Unlimited cars, for a. Maria Adams, Credit Cards Moderator. illinois lottery post results today If you downgrade, you will lose out on it. Debating on accepting a “pre-approved” offer through my chase banking app for a sapphire preferred. Current Cards: Authorized user ($2,500 limit) - BoA travel rewards. the application prefills with wife's maiden name. New cardholders signing up for the Chase Sapphire. Unofficial, community ran subreddit to discuss Chase Bank, its affiliates, and subsidiaries. Key benefits include: Free worldwide ATM reimbursements. 目前已知的最高开卡奖励为100K UR分，但需要通过在branch或者target offer拿到。. I'm currently a student, I heard about. My experience was a PIN was not required at most places, with the exception of N1 gas stations (the only gas station brand I stopped at while there). sold sticker girl Any other monthly-billed services that have an annual option, switch to it. The 80k is going away 5/25 at 9 AM ET according to everything I've read. Chase is unlike AmEx in many ways, two of them being no LL and looking the other way on buying GCs. When you do, your points will be worth 1. Duplicating your link or in anyway attempting to abuse the system will result in permanent ban. Even if you got rejected, call the reconsideration line and ask to relocate part of your credit to get accepted. Loam will be fully paid off this month. Just wanted to confirm that the public offer is no longer available. Chase Freedom Flex Opened earlier this month. Get app Get the Reddit app Log In Log in to Reddit. Current catalogues for PYB are Airbnb, dining (including things like. Then Chase did the unthinkable: They leveled up to a record-setting 100,000-point bonus in June 2021. You can see the previous history for the SUB on US Credit Card Guide. I was able to add the card to my Apple Wallet book the Airbnb with Apple Pay!. Premium dining & travel rewards. I submitted all documents with the initial application. Looking to see if anyone has any data points of a retention offer for the Chase Sapphire Preferred in 2022. I'm aware that currently they're offering an 80k bonus for new customers, so I feel like this is an offer I shouldn't pass up. Chase Sapphire Preferred Quick Facts. My wife currently has the Chase Sapphire preferred. Chase called today and asked if I had applied and said to hold a moment. In addition to earning points, later this year Reserve cardmembers. But if you can wait, try to check other cards with bonus SUB offers. Obviously this is even more if you use transfer partners but YMMV there. In reality this warranty turned out to. I went on my chase app last week and I saw I was pre approved for 3 credit cards, the Chase Freedom, some other card I can’t remember, and the Chase Sapphire Preferred. Be sure to read sub rules before posting, use the resources linked in the sidebar / about section of the sub, and use search to see if your question has already been answered. 80k on a $4k spend in the first 3 months. For travel redemptions, the Premier is indeed quite similar to the CSP - it's basically the Citi equivalent of the CSP. Learn more about this incredible welcome bonus offer. So I just got approved for a chase sapphire from a refer link from my cousin, the bonus would be the 80k but I was just wondering with the refer link from my cousin are the both of us still be able to get that 15k refer bonus or no? Thank you 😕👍🏽. The Auto Rental Collision Damage Waiver acts as primary coverage and covers theft, damage, valid loss-of-use charges imposed and substantiated by the auto rental company, administrative fees, and reasonable and customary towing charges (due to a covered theft or damage) to the nearest qualified repair facility. 25 for the Chase Sapphire Preferred. the application on my phone also makes no mention of the 80k SUB. I currently have the Chase Sapphire Preferred (CSP), and want to upgrade to the Chase Sapphire Reserve (CSR) because I want the additional benefits, and the elevated signup bonus. In-branch offer changes from time to time, the branch guy is tell you the truth. * That's $900 toward travel when you redeem through Chase Travel SM. Debating on getting the CSP for the 80k SUB and to get into the Chase ecosystem as well as gain Hyatt as a transfer partner for redemption rates. 5% back, all with no annual fee. I am looking to go with this card. It’s never too early to begin saving. Chase Extended Warranty (by Asurion) is garbage. Chase Sapphire Preferred Limit - $10,000 Income - $157,400 Utilization - 12% r/ATT stands with the Reddit community in protest of the API changes. It comes with a $95 annual fee and good benefits. I took a chance and mailed the offer in. $95 annual fee, not waived; No foreign transaction fees; Primary car rental insurance; $50 Annual Hotel Credit. I’ve read there is currently a 70k points offer available in branch, is there any way of getting that same offer from an online app? Or is in-branch the way to go? In branch is the only way. I saw on my Chase app’s pre-approved offers today that I have the 80k UR point signup bonus (20k more than public offer) listed on the CSP. Chase Sapphire Preferred 80k in branch offer is still active today. Help Needed / Question Applying for Chase Sapphire Preferred Income, 100K USD (salary) Received a referral email reminder and it looks like the 80K SUB is live. Somebody here already complained about Chase Extended Warranty - I'll add my 2 cents. But the 80000 points offer on that sapphire preferred is really nice. This is par for the course for this site, and exactly why people who know have a very unfavorable opinion of them. A subreddit for referrals and referral trains! Share your legit referrals, and who knows? Maybe someone will join under you, and someone will join under them, etc. I called Chase to check if a campervan rental would be covered by my Sapphire Preferred collision damage waiver. Spoke to a person at one of my local Chase branches this morning to see if they are still offering the 80k sign up bonus and waived annual fee for the Chase Sapphire Preferred card. Chase Sapphire Preferred Opening Offer 75k pts/4k/3months - Can you find better? Currently looking to open a chase sapphire preferred card for various reasons, currently I'm seeing a 75K opening offer as of October 17, 2023. Experian reports 692 as of today C1 Creditwise 663 as of. Got in today to my local Chase branch in Charlotte. I'm sitting at 9/24, was planning on getting back under 5/24 in September 2024, but was just instantly approved online for the 80k offer with a $6700 CL. According to Credit Karma my TransUnion score is 806 and Equifax is 786. In this case, you would apply for the CSR, and then the day after being approved for it, apply for the CSP. 80k points for spending 4k in the first 3 months, and 10k bonus points for. Thanks for clarifying, that makes sense! If you apply and get the Chase Ink Preferred, it has the 80k SUB, and you also get 3% on travel. The rep confirmed some details on the application before she began the 'reconsideration process'. Is now the time to get the Chase Sapphire Preferred? 6 upvotes · 24 comments. Also Chase and reddit heavily boast and market their travel insurance. They both earn 3 points per dollar spent on dining purchases worldwide, plus 3 points per dollar spent on travel on the Sapphire Reserve and 2 points per dollar …. Obviously use that if it's available to you. I have a Chase Sapphire Preferred card. Earn 60,000 points after spending $4,000 on purchases in the first 3 months. At that point, my FICO 9 was at about 740. walmart u learn answers As long as you’re not over 5/24 you should be good id say. The Chase Sapphire Preferred Card's 80,000-point sign-up bonus is only available to new cardholders. One could even build a "Citi trifecta" or quadfecta, with the Citi Premier + the Custom Cash (the counterpart to the CFF) + the Double Cash (the counterpart to the CFU). Does anyone know if the 80k offer can be targeted or any other way to receive that over the 60k?. They seemed to be pretty upfront about it. Sapphire Preferred--Using Chase Ultimate Rewards. (Your application via this link supports MilesTalk. Current catalogues for PYB are Airbnb, dining (including things like Uber eats), and even the annual membership fee). It has good earning rates on select ca. Trip Cancellation and Trip Interruption — While both cards offer this coverage, the Capital One Venture X card has a limit of $2,000 per trip, and the Chase Sapphire Preferred card has a limit of $10,000 per …. However, Reddit user b1900 reports that a targeted mailer is being sent out with …. This will help you earn points faster. You can earn 80,000 points and the annual fee is waived. As those of you with a Sapphire know, it's (1) a great card with (2) …. reasons given: You have too many active accounts or too much available credit. They can help finding restaurants or ideas for trips. If you think the stated reasons are inaccurate, you can call the Chase reconsideration line at (888) 609-7805. It's used to get around rules like One Sapphire, the restriction on personal SW bonuses, and to exceed 5/24 by MDDing while at 4/24. Get the Reddit app Scan this QR code to download the app now Wanting to get a chase sapphire preferred card. Or check it out in the app stores Home I want to open the Chase Sapphire Preferred card for similar reasons; I'm preapproved and am planning several trips this year and for the following year. Eclaimsline came back after about 3 weeks asking for the same documentation, which I had already provided. A subreddit for discussing any aspect of credit cards. This is great for those who don't have access to a Chase branch or those who only want the 80k and don't want. I'd take it now and start your 48-month clock towards your next Sapphire bonus! This is a very common question, and the common answer is that no one knows if/when that 100k offer will return. Length of credit = 11 months, although I might not apply until I hit 12 months. My plan is to downgrade CSP to the Chase Freedom Flex (CFF), and then apply for CSR. So if my math is right, for CSP 1 pt = $0. Update 10/24/23: The 80k offer died a while back online. Get the Preferred only if you know your normal spend will get you to that $4,000. Said fuck it to Chase and started churning Capital one 360 checking $400 bonus, Citizens $600 (Checking and Savings bonus). For however long you are waiting for the SUB to be whatever it could be, you’re leaving money/spend on the table. Chase sapphire preferred approval odds Currently i have BoA cash rewards 2500 opened 10/19 Chase freedom 1000 opened 01/20 Amex Hilton 2000 opened 08/20 My score is 740 and my oldest account is 3 years old I have no debt and make 30k a year i applied in aug but put i made less. Don’t worry about normal rewards as the minimum cashback for this SUB becomes 26% (SUB statement credit redemption value = $1k, plus at least 1x UR earn, so another $40 at least). Income: $70,000 Age: 24 FICO score (via Discover): TU 723 I didn't check my other scores before i submitted but after they were: EX 711 EQ 726 TU 723. A safe bet would be next Spring. About Reddit · Advertise · Help · Blog · Careers When will Chase Sapphire Preferred bonus increase? I've also seen 80k targe. 15, 2020, new applicants will be eligible for the following offer: Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. Until then eligible new cardmembers can earn 80,000 bonus points after spending $4,000 on. Amex is better if you have more luxury spend (think high end hotels). After some research, I feel like Chase Sapphire Preferred is the best option for travel rewards. Cons: poor multiplier value on spending categories (grocery, gas) relative to other cards, poor retention offers (it's a fairly cheap card though), booking through the portal can be hit or miss as it is a third party. Sapphire Preferred 60k to 80k Bonus Points Request. Chase Sapphire Preferred 80,000 Points Signup Bonus with $4,000 Spend. If the accident is a collision with your fault, you would pay your plan deductible and the insurance company would take up all costs associated with the other car. 0125 and at 10k pt it's an additional $125 value. 70k income, and I have a Chase Checking account. The Chase Sapphire Preferred perks offset the annual fee, and it ($95 a year) has a 25% travel redemption bonus that makes each point worth 1. May 24, 2023 · Right now, the standard welcome offer on the Chase Sapphire Preferred card is 80,000 Ultimate Rewards® points, earned after spending $4,000 in three months. Earn 3x points on dining at restaurants including eligible delivery services, takeout and dining out. I think I am going to take advantage of this offer after my Chas Ink SUB is met. dpms serial number lookup The assistant on the phone was not sure but after reading through the exclusions she interpreted the van to fall into the recreational vehicle category and therefore stated that. DoC Article- Public offer is 80k/4k/3 months. Sapphire Preferred Credit Application. I have read that old 100k and 80k referral links still work. It has the same 1:1 transfer partners as the Chase Sapphire Reserve® and a similarly robust sign-up bonus: Earn. Non-refundable is non-refundable regardless of the reason you can't/won't/don't travel. Chase sapphire preferred 100,000 points offer! Hello! I got an offer in the mail for the CSP today. I know pre-selected means probably would be approved, so there’s still that question. Synchrony CareCredit - $2,600 limit, Aug 2015. If you do, those points are worth more than 1 cent each through the Chase Travel Portal; they're worth 1. I signed up to take advantage of the 80k bonus points promotion and don't regret it, but I feel like the chase travel portal is such a scam these days it's not even worth using. I had to spend a very expensive extra night on vacation, so I claimed it to Chase’s trip delay insurance, and I thought I’d post here about it. *An average beginning day balance of $75,000 or more in any combination of this account and linked qualifying Chase checking, savings and other balances. TPG’s valuation of Ultimate Rewards points puts the Chase Sapphire Preferred’s sign-up bonus worth $1,650. Check out your own via the app or online website. gates lowes dollywood ecv rentals Insufficient or no balance in Chase deposit and/or investment accounts. Is this worth it? Or should I wait and look around for better SUBs from them? Trying to gauge where an 80k SUB ranks in terms of what they have been offering on the card. Get the Reddit app Scan this QR code to download the app now Chase Sapphire Preferred 80,000 Points Signup Bonus is now publicly available on Chase Website (limited-time offer). they offered to downgrade my card to the sapphire preferred and waive the $95 fee, but offered no retention. I just got off the phone with Chase reconsideration for the Chase Sapphire Preferred. The branch manager told me this is the last week for the bonus and than next week it will be gone and that they received official communication from Chase about it. Borrow $4k from someone and cut them in on the action if you have to. The CSP was last 80K in the spring. Terms & Policies Go to CreditCards r/CreditCards • by Momentum313. I missed the Chase Sapphire Preferred Offer for 2022 as I was traveling and they would send me a letter. I've had the 80k offer for the past 2 months on my Chase Credit Journey account with a green check-mark. Their algorithm for offers has no rhyme or reason. Morgan Reserve card, Southwest …. This new card appears in my Chase app and appears to be fully. I called Chase to downgrade and the only option made available to me was the …. Amex Gold : Intro Bonus 75k/ 90k points i see both from time to time with 4k spend in 6 months. Should i go for it ? As my wife already got the same card. If you don't have any targeted offers through that or the pre-qualification tool, it may be worth calling your local branch for any branch only offers. My 5th oldest card was opened on March 28th, 2019 but all DPs I found suggest you need to wait to the first day of the next month. I just realized I missed the 80k sign-up bonus offer by a couple days as it ended on May 25. My data points before today: 5/24 status - 2/24 Recent credit card last 6 mos (Amex Gold and Amex blue. Anyone know when Chase Preferred 80,000+ welcome bonus will be back? My wife has gotten a few 80k point mailers in the last few months For the recluses, and other people who have no one to refer, we can help! Reddit is a great big community so get money off your cable bill, get a free iPad, or whatever incentive you're offered. If your interested in getting into the chase ecosystem besides the cobranded cards its a great idea to get it now. I was pretty flattered to see the chase sapphire. Would the Chase Sapphire Preferred be worth it if I know I have a almost 4k purchase I need to make in the next few weeks anyway? I got a targeted offer for 80k. Booking direct is the best way to go, but. Odds of Approval for Chase Sapphire Preferred or Reserve? Chase isn't offering their pre-approval right now, so I thought I'd come here and ask . You can use the freedom unlimited to get 5% on travel, 3% on dining, and 1. See which Chase Sapphire card is best for you. Chase Sapphire Preferred continues to redeem at 1. You can get the BofA Elite card that comes out $100 after the credits. I will be studying abroad in ~4 weeks and will be booking numerous flights, so this seems to be. Currently, new applicants for the Sapphire Reserve will earn 60,000 Chase Ultimate Rewards points after spending $4,000 on purchases in the first three months from account opening. Keeping your Preferred card open in no way effects your ability to open other cards, other than another Sapphire card. People who applied and got 2 new Sapphire cards before Chase enacted the ‘One Sapphire’ rule are fine. Chase Sapphire Preferred Approval Odds (is it worth waiting for 80k SUB?) Cards I own already: WF Active Cash (5k limit, opened 1. If you already use those services then that's great - you end up …. I'm considering adding the chase sapphire preferred card. I prefer Chase over Amex, but I don't think Chase's advantage is racking up points. Did you get that monster 80K UR points bonus when you signed up for the preferred?. I just recently received a "Pre-approved" invitation from Chase to apply for the Chase Sapphire Preferred Credit card with a 100,000 point bonus if I spend 4k within the first 3 months (which I could easily do). Then when Chase offers an elevated promo (we've seen 80k points from time to time, and it's historic high was at 100k points), they may apply for the Sapphire Preferred and grab the extra cash. I am planning to apply for Sapphire preferred but rn it's only 60k points bonus. This literally happened in my case. Even just 1 passenger deciding to fly with covid would be very very bad. Hope this helps someone as much as it did me. Chase Sapphire Reserve: Got a retention offer. The CSR definitely changes the math a bit. 25 cents per point; No foreign transaction fees. That's actually Chase's weakness because they don't have multipliers on groceries other than quarterly categories, But they code travel and restaurants/dining VERY liberally. I opened Sapphire preferred cards in May 2021 when they offered 80k points. I called Chase through the number on my credit card and they said they didn’t have points to give with my upgrade. Doesn't report to CRAs, and gives you 75k points. That's $750 when you redeem through Chase Travel℠. You can use the freedom flex to get 5% on some rotating categories (also has the same 5% and 3%). We are clarifying how additional points are awarded on the Amex Everyday Credit Card, the Amex Everyday Preferred Credit Card, and the American Express Gold Card to state that meal-kit delivery services and convenience stores are not included in the supermarket category. i have a closed capital one account because they jerked me around. The Chase Sapphire Preferred earns 2x points on travel and dining purchases, so this is a great way to maximize your rewards. Chase Sapphire Preferred Approval Odds. FICO: 695; Chase proprietary: 698; AGI: $39000; opened accounts/credit inquiries: 1/6, 2/24. The credit limit increase request may result in a hard inquiry. 18 billing cycles 18 billing cyc. I just opened a CSP card a month ago to get the 60k bonus but I'm now I feel like I could have done better (my dad just got an 80k offer in the mail). I'm looking to open a Chase sapphire reserve card. Hi there, I no longer live at a Delta hub, and I received the targeted Chase Sapphire Preferred 80k offer in the mail this week. A credit card PIN is similar to a debit card PIN. Chase 5/24 status: 1/24 (I think?) Income: $120,000. Best of luck to everyone trying to test out the new Chase approval rules!. I’m currently 20 and haven’t been with chase since I started my credit at 18 but I’m going to add a chase tradeline with 5+ years and a high limit. Card Recommendation Request (Template Used) Current cards: Chase Freedom Unlimited, Chase Freedom Flex, Affinity FCU Cash Rewards. My credit is near perfect and I have never missed a payment. 5 month ago when the 80k general sign on was happening that you could get 90k if you applied at the branch. Bank Of America Customized Cash Rewards Not Offered Not Offered 21. For example, the monthly dining and Uber credits may offset up to $240 of the $250 AF for the Gold (valuation may be impacted by. This increased offer has been around for several months now, first reported on Reddit. The Chase Sapphire Reserve has an annual fee of $550. New referral amount: Spend $4,000 within 3 months for 80,000 points. Even though my dashpass expired Dec 2024. It's not uncommon to get 2-4cpp (cents per point) in these transfers, making it effectively a 2-4%/4-8% card for these transfers. Chase Sapphire Preferred Preselected. I’ll go in-person to a branch to check for offers, never done this before as I do everything online, but it sounds like there are some potential offers including preapproved that are not visible on the chase app. But, generally, a 705 score is good enough for the CSP, but no way to know 100% w/o knowing your whole credit history. I was going to apply for it today but noticed the DoorDash, Peloton, and Lyft perks expire at the end of March 2022. And, of course, neither card has a foreign transaction fee. The offer is for 100K (even though it says 80K in branch) after $4K spend. I’m fairly sure it has nothing to do with statement dates as it’s based on which calendar year quarter a charge is. Effective 10/5/2020 - the CSP 80k offer is now available via referral. Inquiries: 4 Credit Card Inquiries in 12 months + 10 auto inquires (I financed a car a few days ago before card application, happened to have chase finance it) 5/24 Status: 3/24. I haven’t even received the card yet in the mail. I know pre-selected means probably would be approved, so there's still that question. Main one is to avoid fees and keep that credit line active. TPG values the 60,000 point bonus at $1,230, but that is based on …. Chase Sapphire Preferred Approval. Can I expect the 80k or 100k bonus any time soon or it's already over for this year? comments sorted by Best Top New Controversial Q&A Add a Comment. Open a savings accountor open a Certificate of Deposit (see interest rates) and start saving your money. The Chase Sapphire Preferred is currently offering 60,000 points after you spend $4,000 in your first three months as a new cardholder. Hey guys Curious on others' thoughts on what would be the best travel credit card to apply for given the current state of both cards. I'd 100% be behind AA Biz over regular Aviator, then get the CSP purely because of the absurd 100k SUB. Paying CC interest negates a good SUB. Thanks everyone for your help! Very useful information. However, you don't even make back the. Also keep in mind it isn't 48 months from now, it's 48 months from SUB achievement. Additionally, only the Sapphire Reserve card will provide coverage for a medical evacuation. I've used them to help locate a resume writing service and just recently to locate a party bud for a friend's bachelor party on a tight schedule. Also keep in mind it isn’t 48 months from now, it’s 48 months from SUB achievement. View community ranking In the Top 5% of largest communities on Reddit Any Potential 80k SUB for the CSP coming? Super interested in the Chase Sapphire Preferred, but stories of 80-90k SUBs have made me wary of signing up too early, given that you can only earn one Sapphire SUB in 48 months. If it has a fixed apr, your chances are higher. Our suite of security featurescan help you protectyour info, money and give you peace of mind. I'd say it's more or less if you can get at least $155 of personal value from the priority pass, which applies to non-lounge experiences as well for the CSR (for now). The best comparison to the Chase Ink Preferred would be the Chase Sapphire Preferred — not the Reserve. Btw, when I logged in to the Chase app, I got a message stating, "You're already approved for a $13,000 credit line with Chase Sapphire Preferred. nycollectnwin app Chase Sapphire Preferred is one of the most popular Chase credit cards. I went in branch and was offered 70k. 5 points per dollar on Lyft purchases (through March 2025) 5 points per dollar on Peloton equipment and accessory purchases of $150 or more (through March 2025, with a limit of 25,000 bonus points) 3. Trip interruption and cancellation up to $3000 per trip per traveler. My offer on the Sapphire Preferred is 100k for spending $4k in three months. Experian just updated today to 689 so I thought I would give it a shot and I got approved for 5k! I will admit though, I did go with the 60k online offer instead of going to a branch. I currently have had the CSR since it originally launched(>48 month window). Amex Platnium (150K) and Gold (90K) respectively. Then wait at least 3-5 business days to apply for a new CSR. Any chance you guys think they would be able to upgrade my offer?. Today I received a signup offer for 100K points in the mail. It can be hit and miss depending on the airport you are at as so many now have chase and amex card that offer it. So I got 80k points and I want to know the best way to spend them I don’t plan on traveling so any of those options are a no go but I have 2 options showing I. Hi Everyone, just got approved for the CSP in Branch for 80k points, AF waived first year, $50 grocery credit, expedited shipping. Reddit iOS Reddit Android Reddit Premium About Reddit Advertise Blog Careers Press. N1 required the PIN prior to pumping gas. One of the phones in the family started to have issues with the battery. Chase preferred gives 2x on Costco travel but gives trip cancellation peace of mind. Just pay the $95 and use the card lol, I’ll get more than 4500 UR from daily purchases. Thus, if you were looking to get the card soon, you may want to check out your local branch. There also don’t seem to be problems with people who have product changes Freedom’s to end up with multiple Sapphire’s.