Chase Sapphire Preferred 80k Reddit - Why the Chase Sapphire Preferred still has a top spot in my wallet.

Student loan since 2011, $6000. FICO score: ~780 across 3 major credit bureaus. The Chase Sapphire Preferred® Card isn’t a credit card for everyone — you’ll need to have good to excellent credit to have a chance at getting approved. Cap 1 QS1 ( got 2022 ) Apple ( got 2023 ) AMEX Plat. Here's a screenshot of the targeted offers on my Credit Journey dashboard: https://imgur. We may be compensated when you click on. View community ranking In the Top 5% of largest communities on Reddit Any Potential 80k SUB for the CSP coming? Super interested in the Chase Sapphire Preferred, but stories of 80-90k SUBs have made me wary of signing up too early, given that you can only earn one Sapphire SUB in 48 months. You can read our full review of the card, but here are the important details: New applicants can earn up to 50,000 Hyatt points --- 25,000 after spending $3,000 in the first three months and another 25,000 after …. I opened a checking account with chase as well, but I don't believe that had any impact on the larger sub offer. Does the Chase Sapphire Preferred still have 5X points on Lyft with it's new 80K SUB? I'm curious about this as I live in the city and rideshare is one of my big spending categories. I don't think you have very good chances with Chase cards atm but you can probably get whatever you want from Amex, in my experience. Or check it out in the app stores   im intrested in applying for the chase sapphire preferred card (over the reverse as that 550 fee is to much) The csp gives 80k points if you spend 4k in the first 3 months. With your two cards you would use it for dine spend and travel spend with car rental. I don't think Chase will match the offer until it's available online. Sapphire Preferred is suited for personal use, whereas Ink Business Preferred is a business credit card. No where in the article does it mention the fact that if one were to go into a Chase branch, they could get 100,000 points and the $95 annual fee waived the first year. Chase Sapphire Preferred - Approval Odds? Card Recommendation Request (Template NOT Used) Received a referral from a friend. I can get one more card before 5/24 kicks in and I'm thinking about getting the reserve in Dec 2023 or Jan 2024 and down grade the preferred to the no annual sapphire or freedom unlimited. MDD Chase Sapphire Reserve & Sapphire Preferred. The Auto Rental Collision Damage Waiver acts as primary coverage and covers theft, damage, valid loss-of-use charges imposed and substantiated by the auto rental company, administrative fees, and reasonable and customary towing charges (due to a covered theft or damage) to the nearest qualified repair facility. I have an 80k offer bc I'm preapproved and have a chase bank account. If you apply — and are approved for — the Chase Sapphire Preferred ® Card, you can earn 80,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. Chase Sapphire Preferred 80K Bonus. 80k bonus points for $4k spend in first three months, plus additional 10k points if you spend $6k total in the first six months. Paying CC interest negates a good SUB. Discount Tire Synchrony Card $2,000 limit, Aug 2019. Has anyone heard anything about chase bringing back the 80K or 100K bonus points offer for the Chase Sapphire Preferred card?? I see a lot of . After a year you can convert one of those cards to another Chase card. 00 annual fee and you'll start with a $800 sign up bonus. I currently have had the CSR since it originally launched(>48 month window). Does anyone know if they have any offers available that I can jump on for extra points? Thanks in advance. Will the Chase Sapphire Preferred SUB go back up to 100k? Chase Sapphire Preferred 5/24+ Approval/Denial Data Points Megathread [4/26/2023] (and how to correctly count 5/24). craigslist horses for sale fresno ca what happened to ruby grace hudnall Bank Of America Customized Cash Rewards Not Offered Not Offered 21. Chase Sapphire Preferred 80,000k Pre-Selected. Posted by u/Pristine_Clock3688 - 1 vote and no comments. Disclosure: Miles to Memories has partnered with CardRatings for our co. the 48 month clause is for applying for a new Sapphire card (either preferred or reserve) you also can't apply for a new Sapphire card if you already have one In order to get a new Sapphire and therefor a new signup bonus, you'd need to close or product change your existing Sapphire before that time (4 days for a product change or 30 days for a. I'd like to get a sapphire preferred card, and start traveling more. Reddit iOS Reddit Android Reddit Premium About Reddit Copy link Embed Go to CreditCards r/CreditCards • by wireddifferent420. What if you got a retention offer from CSR few months ago? Can you still downgrade and sign up for CSP? 1. You might not always be targeted, but the account does have to be open BEFORE the quarter starts to have a chance. I've have three cards with Chase and am starting to receive the "Upcoming changes to our terms" emails, so I called tonight and asked about "Cash-like" transactions being treated as chase advances and subject to cash advance fees and cash advance interest rates. A subreddit for referrals and referral trains! Share your legit referrals, and who knows? Maybe someone will join under you, and someone will join under them, etc. 5 points per dollar on Lyft purchases (through March 2025) 5 points per dollar on Peloton equipment and accessory purchases of $150 or more (through March 2025, with a limit of 25,000 bonus …. craigslist columbus ohio craigslist Must be booked through the Chase Travel …. Is there any other way I can get more than 60K?. Currently, my FICO score is a 668 (was much higher, but I was abroad, and had an account closed) Under 5/24. 25 (PYB or travel) = $225 - $95AF = $130 earned per year. That's even more the case now that the Chase rules have changed (the 5/24 rule refers to all cards from all banks, and you can only get the CSP bonus once every 4 years). If you need to contact us, we're here to help. We’re between Chase Sapphire Preferred and Capital One Venture Rewards. Or check it out in the app stores Approved Chase Sapphire Preferred 80k offer! Data Point Just got approved for the CSP 80k + $50 groceries offer today with a $13,500 limit! Annual Fee (waived?) - Chase Sapphire Preferred (w/100,000 Points Bonus). There are some basic perks like you mentioned but if you’re interested in the Chase ecosystem the Preferred is a must have. ram 4500 single wheel conversion They both earn 3 points per dollar spent on dining purchases worldwide, plus 3 points per dollar spent on travel on the Sapphire Reserve and 2 points per dollar …. Currently have $9,700 in credit cards, a $2,400 student loan, and my salary is 30k a year I have no late payments, no marks, credit usage is 12% and I have 5 hard inquiries My scores are. carrabelle fl homes for sale by owner I signed up the day before the 100k bonus came out and they said no to me 😭. Chase sapphire Preferred 80k Bonus r/CreditCards • I made an app to maximize your points & offers on all of your cards called CardPointers, and Apple is featuring it in the App Store with the iOS 17 launch!. Not if you aren’t traveling enough every year. I closed on a house in early November and it doesn't seem to show on my credit report yet. The Chase Sapphire Preferred card’s great travel and dining rewards, everyday bonus categories and annual bonuses make it one of the best — if not the best — travel cards with a $95 annual. After some research, I feel like Chase Sapphire Preferred is the best option for travel rewards. They told me the reason was my credit score wasn't good enough. Earn 3x points on dining at restaurants including eligible delivery services, takeout and dining out. No appointment needed for me, I squeezed in between 2 appointments so the guy went as fast as possible since it was the last day to get the offer. They have a 70,000 bonus offer for the Chase Sapphire Preferred. 1/24 at time of applying, and ~56 days after approval of chase freedom unlimited card. 5 points per dollar on Lyft purchases (through March 2025) 5 points per dollar on Peloton equipment and accessory purchases of $150 or more (through March 2025, with a limit of 25,000 bonus points) 3. New members with little to no spend are getting $150-250 retention offers. Chase only pulled Experian and I am in Utah for reference. I've applied for a Sapphire Preferred card. Remember when you cash out on spend - you forego the points gained on that spend and right now for groceries that's 3x points. I know it's annual fee is $395 but that is offset by the $300 travel credit and 10,000 bonus miles each year. most of the hype comes from using it as part of the trifecta strategy. 04/14/2022 - For online applications. The first year annual fee waived showed up on the rep’s screen when he pulled up the card. I called Chase to check if a campervan rental would be covered by my Sapphire Preferred collision damage waiver. We are clarifying how additional points are awarded on the Amex Everyday Credit Card, the Amex Everyday Preferred Credit Card, and the American Express Gold Card to state that meal-kit delivery services and convenience stores are not included in the supermarket category. CSP is a no brainer closely followed by CFF for the grocery bonus. At least, that's my understanding. Chase Sapphire Preferred 60k Bonus. Before the question comes up a bunch of times: There is a 48 month restriction on these cards. Current Cards: Authorized user ($2,500 limit) - BoA travel rewards. I have the Chase Sapphire card and someone made a fraudulent $1,700 charge on my card. Loam will be fully paid off this month. chloe lampur In that case, $7 for 80k points is really great option for people who struggle to meet the minimum spend. As a college student who just started out last January, the chase sapphire preferred goes so hard because I am mainly focusing on chase cards (currently at 3 personal 3 business), so all my points just funnel into Hyatt. It's a great card and I've held it or the Sapphire Reserve for probably 6-7 years or more. This is from Chase's refer a friend site. If I redeem the points through Chase Ultimate Rewards, this would be a $1,250 value. It's a travel card, which means it's used for travel and non-USD (no FTF). I currently have the Chase Ink Business Cash, Chase Freedom, Chase Freedom Unlimited, and. Hey guys Curious on others' thoughts on what would be the best travel credit card to apply for given the current state of both cards. For the quadfecta, add the Rewards+ (no Chase equivalent) for the 10% back in TYPs each time you redeem. I've been holding back on applying with hopes that it'd go up to 100k once the public offer reached 80k, and as of this morning, the 100k offer popped up on my dashboard. Chase Sapphire Preferred 80k Gone. Doesn't report to CRAs, and gives you 75k points. It’s never too early to begin saving. Chase gives you access to unique sports, entertainment and culinary events through Chase Experiencesand our exclusive partnerships such as the US Open, Madison Square Gardenand Chase Center. As long as you’re not over 5/24 you should be good id say. With credit cards, you might need a PIN for two types of transactions: getting cash advances at ATMs and making purchases abroad. I recently opened a Capital One Savor One card back in February (over 3 months ago now). C1 is very strict when it comes to approval, while Chase is more lenient. I closed on a house in early November and it doesn’t seem to show on my credit report yet. I’d like to get a sapphire preferred card, and start traveling more. If you have a physical Chase branch and you apply there, you could get 90,000 SUB. Current public offer is 60k but if you can wait the last best offer 3-4 months back was 80k public and 90k in branch offer. Connect with us on social media. Just wanted to confirm that the public offer is no longer available. Wanting to get a CSP as I have a lot of travel planned in the coming months and want an elevated SUB. I've been holding back on applying . The Chase Sapphire Preferred® is a great starter card that earns Premium Ultimate Rewards that can be transferred into over a dozen partners many of which are US based including Hyatt, Southwest, United, IHG, and Marriott. Also Chase and reddit heavily boast and market their travel insurance. Maria Adams, Credit Cards Moderator. It also gives you the freedom to spend points on anything in Chase Travel. While this bonus is worth less. I know you want to maximize your points, but do the math, and I think you'll find that the Chase Sapphire Preferred or the CITI Premier card gets you where you want faster than waiting until you qualify for the Bilt card. If you don't have any targeted offers through that or the pre …. The Prime Visa card has a $0 annual fee, but you must be an Amazon Prime member to earn 5% cash-back. I am looking at the World of Hyatt and Chase Sapphire Preferred cards. Most people value Ultimate Rewards much higher than that. I do not want to update unless it’s a bonus of at least 80k. Was approved today for CSP CL: $21,900 with in-branch offer of 80k points and 0$ AF for first year. Borrow $4k from someone and cut them in on the action if you have to. Chase Sapphire Preferred continues to redeem at 1. If you chose to redeem points through the Chase Travel portal, 1 point is worth $0. Or check it out in the app stores   Approved Chase Sapphire Preferred 80k offer! PSA: Chase Sapphire Preferred 100k/50 Grocery/Waived AF Available in Branch. I feel so bad of missing the 100k or 80k points now they offer only 60k. Start it off with your own DP, I’m sure it will help others too. I book our cruises with Princess then transfer the booking to Costco Travel. Chase Sapphire Preferred voted "Best Travel Rewards Credit Card" by readers of The Points Guy. My annual fee just hit the account. You'll get 20% off airfares when you book thru BofA Tavel portal when using your points. gantry crane rental home depot Sapphire Preferred Retention Offer- Data Points. received 80k SUB offer in mail, with QR code to apply. Chase sapphire Preferred 80k Bonus. The offer is as follows: Earn 70,000 Ultimate Rewards points after spending $4,000 within the first 3 months of card membership. There’s quite a bit of difference in these annual fees, so it makes looking into the …. This popular card offers users enticing travel perks, from no foreign transaction fees to access to 10+ airline and hotel transfer partners — all at an affordable $95 annual fee price point. Just pay the $95 and use the card lol, I’ll get more than 4500 UR from daily purchases. Very common question and the answer is always the same there's no way for anyone to know when the SUB offering will change. Chase Sapphire Preferred Bonus. If you looking for general/overall cashback card, then CSP is definitely better and has more perks with lower annual fee. Want to add that some dashpass promo code will not work for complimentary dashpass enrollment through chase Sapphire reserve. 10% points bonus each year based on your card spending (e. The ring I am buying is about 4k - I have it all in cash, but if a card offers 0% APR for a year I may do monthly payments. Or check it out in the app stores Chase sapphire preferred sign up 80k Confirmed CSP 80k UR points. Chase Sapphire Preferred Preselected. apartments under $1 000 near me The Chase Sapphire Preferred Card is a fantastic option for diving deeper into travel rewards. Chase Sapphire Preferred versus Amex Plat Debating the CSP (80k bonus offer) vs Amex Plat (150k bonus offer) I have one big trip coming up in November -- kind of concerned about how Amex isn't as widely accepted and isn't an actual credit card (not that I should carry a balance but yk lol). Most people will get their Chase cards first due to 5/24 and then move onto something else like the Amex ecosystem. Update: Some offers mentioned below are no longer available. Recently we have seen a 100K targeted bonus through emails, and Chase branches have a 90K bonus …. If you are based in a city with big Delta presence, amex is better. If you're under 5/24 then now is the best time to apply for the sapphire because it starts the clock on the sapphire SUBs. Credit cards approved in the last 6 months: N/A. Chase Sapphire Preferred - increased SUB above 60k? Does anyone think Chase will again offer the 80k sign up bonus this spring like it seems it has done in the last 2 years? I want to pull the trigger on signing up but don't want to miss out on the extra points which appear to have been offered in April/May the last 2 years. My plan is to downgrade CSP to the Chase Freedom Flex (CFF), and then apply for CSR. i do see some of the different categories of exchanges. If I wanted to add a new credit card, should I get the Chase Sapphire Preferred or what would be my best option to add/replace? Current cards (5): Citi Double Cash 2%, $13,000 limit; June 2007 Chase Freedom (Old CF), $8,000 limit; Jan 2012 Amex Platinum Personal; December 2019 Verizon Visa Card, $9,000 limit; March 2021. I have two other cards both with $30k limits. If you already use those services then that's great - you end up with a $10 effective annual fee. I broke down their points system as follows: chase: broken down you earn roughly 125 points/miles per $10000 spent. The value would probably depend on spending levels and redemption intentions. Any other monthly-billed services that have an annual option, switch to it. , if you spend $10,000, you'll receive 1,000 bonus points). I was able to add the card to my Apple Wallet book the Airbnb with Apple Pay!. Approved for Chase Sapphire Preferred. Found some flights starting on January 8, 2025 for 30,000 Points. after you spend $4,000 on purchases in the first 3 months from account opening. Chase Freedom Flex $4,900 6 months (off credit score) Amazon Store Card $1,500 3 months. Chase Sapphire Preferred I'm pre approved for an 80k SUB but I've been a banking customer for more than a decade. However, a PIN shouldn't be required for every credit card transaction. In branch is, Spend $4,000 within 3 months for 80,000 and additional $2,000 within 6 months for 10,000 for a total of 90,000. That means you can book this $96. Chase Sapphire Preferred Offer. Chase travel partners may be slightly better and they tend to have a lot more transfer bonuses, though C1 transfers to Turkish airlines which is incredibly valuable. I haven’t even received the card yet in the mail. If Chase Sapphire Preferred, what bonus did you get it at? It's current at 60k and 70k in-branch, but I am waiting for the 80k and 90k in . You'll earn the bonus after spending $4,000 on the card within three months of activating it. I read about the 80k sign up bonus in …. See whether to apply for Chase Freedom Flex or Chase Sapphire Preferred. Bank of America Platinum Card as authorized user for 4 years. The $550 annual fee is NOT waived. And yes, you have to apply for a new line of credit. Finally my credit score hit 730. Chase also has a 5/24 rule so it's good to get chase cards early on. Earn up to 75,000 bonus points per year by referring friends to either Chase Sapphire ® card. I have a checking account with them that. Chase Sapphire Preferred® Card: Earn 100,000 bonus points after spending $4,000 in the first three months of account opening. I am planning to apply for Sapphire preferred but rn it's only 60k points bonus. I was approved for $4500 so left wondering if they'd have gone for a bit more, $5k and the CSP. Chase Freedom Flex since 03/22, $3k limit, balance $2000. Check your Chase Credit Journey Signup for the Chase Sapphire Preferred via referral link and get 100,000 points after $4,000 in spend within the first three months. CSP has transfer points and better travel protection than BofA. If you have questions about your services, we're here to answer them. Looking at the Sapphire Preferred sign on bonus (80k points) to help pay for the airfare, etc. Said fuck it to Chase and started churning Capital one 360 checking $400 bonus, Citizens $600 (Checking and Savings bonus). 4 free overdrafts every 12 months. Chase Sapphire Preferred 80k UR bonus floating around (targeted offers) I saw on my Chase app’s pre-approved offers today that I have the 80k UR point signup bonus (20k more than public offer) listed on the CSP. Unless it's gone up in branch since last Thursday. Downgrading into a card you do not have will keep you from earning the SUB on that card in the future. In reality this warranty turned out to. I was doing some research and it seems Chase Sapphire Reserve is a good option, and i will be eligible for a sign up bonus. So like $120 if transferring the full $4K. 80k Chase Sapphire Preferred offer, sent with wife's maiden name. Call Chase and tell them you want to downgrade to original Chase Freedom Visa with Ultimate Rewards which is no longer available to new applicants. Get it and downgrade it till you get the CSP. Walked into my local branch and applied for the 90K in-branch offer. 5x total points on air travel purchased through Ultimate Rewards. FICO score - 740 Credit history - 2. You just missed the 90k last month in branch. I’m debating if I should wait it out till the 80,000 or 100,000 bonus comes back. Please include date you signed up and if you happen to know if all branches participate or if it’s selective branches. I was dumb and stupid) Income: $83k Hard inquiries: 1 Utilization: 9% - 30% Credit history: 11 years. Chase sapphire preferred 100,000 points offer! Hello! I got an offer in the mail for the CSP today. Technically, if you hold a Sapphire card, you cannot apply for a new 2nd Sapphire card. So you're at almost $400 opportunity cost to get the higher bonus in branch rather than getting the 60k points offer online. It seems the 90k offer in branch is still alive according to DoC, but we don’t know when it will end. The answer depends on your spending habits. CSP 80k Targeted Offer - 90k Branch Still Possible? I am still getting offered 80k sign on bonus for the chase sapphire preferred via mail. I'm not a frequent air traveler (especially now, of course) so the additional non-monetary travel perks of the Sapphire Preferred aren't a. The Custom Cash for the $300 bonus through Credit Karma might make sense or a 5% rotating category card. Cards - Discover Cashback, Amex BCE (2k limit each) Chase 5/24 status - 2/24 Chase account holder for 6 months now. The only eligibility rules are: no open Sapphire; no Sapphire SUB in last 48 months. The Sapphire Preferred Card is one of the best rewards credit cards with an annual fee under $100, with a generous welcome bonus offer of 60,000 bonus. The Chase Sapphire Preferred ® Card launched over a decade ago, democratizing the travel rewards card market. Oldest account age: 3 years 7 months. Chase Sapphire Preferred Opening Offer 75k pts/4k/3months - Can you find better? Currently looking to open a chase sapphire preferred card for various reasons, currently I’m seeing a 75K opening offer as of October 17, 2023. Both instantly approved with 5k and 10k CL . So 20,000 points is worth $250 towards travel. 80k on a $4k spend in the first 3 months. $550 AF but that is offset by the elevated SUB and $300 travel credit, plus you can potentially double dip on another $300 credit next year before you downgrade to CSP/CFF/CFU. I know this is a stretch, but is there anyway I can get that offer at all with my current card?. Pre-selected, pre-qualified, pre-approved, & pre-whatever are. Apr 17, 2023 · The Chase Sapphire Preferred® Card and Ink Business Preferred® Credit Card increase your potential redemption rate to 1. Chase Sapphire Preferred DP (Young) Just approved for CSP with $5k credit limit. Got CSR due to a single trip this year and an 80K SUB last November. Hey all, just wondering if anyone has any recent experience with getting the 2x points under the travel category on their Chase Sapphire when purchasing Costco Travel. The Chase Sapphire Preferred has an annual fee of $95. 18 (3 nights) / 75,000 points = 3. * Earn 3x points on dining at restaurants including eligible delivery services, takeout and dining out. Assuming spending enough on travel to get the $300 travel credit for the CSR, then the AF's for the two are 95 and 250. For restaurants, that's $28 credit per person/visit. Chase Sapphire Preferred® Card holders have two ways of starting a rental car insurance claim: over the phone or online. For what it’s worth I’ve been getting mail offers with 80K sub (spend 4K first 3 months). I've been thinking about switching credit cards since I'm not getting my full value of the annual fee for the Delta AmEx card every year. With a $95 annual fee, it ranks as one of the best credit cards with annual fees under $100 and one of the top travel rewards cards for beginners. Before applying for a new CC you should pay down your current debt and get your credit utilization in place. Sounds obvious but sometimes the link title and the actual page that opens through that link are different. Just looking at the supposed history, they seem to change the sub every 6 months. Take the 80k for 4k spend, much better offer. Cards: CF ($1500 OCT 2019) CFU ($1500 FEB 2020) Discover IT ($8500 JUL 2020). Btw, when I logged in to the Chase app, I got a message stating, "You're already approved for a $13,000 credit line with Chase Sapphire Preferred. Side question; would it be better to just book my trips on my freedom flex and utilize the 9x on hotels and wait til the 80k or get the sapphire preferred at 60k and practically get my hotels for free via Hyatt (I have 80k points sitting around)?. I got my Chase Sapphire Preferred about 6 months ago. I received an invitation with 60K points but I know it was 80K couple of months ago. My experience was a PIN was not required at most places, with the exception of N1 gas stations (the only gas station brand I stopped at while there). Unofficial, community ran subreddit to discuss Chase Bank, its affiliates, and subsidiaries. I received the Chase Sapphire Preferred 80K SUB today. After you get approve, call Chase to have the card expedited (should be 1-2 business days). DM for link This thread is archived New comments cannot be posted and votes cannot be cast comments sorted by Best Top New Controversial Q&A More posts you may like. It has good earning rates on select ca. 2 family house for sale queens The Chase Sapphire Preferred has a simple earning structure that is easy to maximize: 5 points per dollar on travel booked through Chase Travel. 25 cents per point vs 1 cent per point. My adult daughter received both offers within 2 weeks of each other. Should I get the Chase Sapphire Preferred? I just recently received a "Pre-approved" invitation from Chase to apply for the Chase Sapphire Preferred Credit card with a 100,000 point bonus if I spend 4k within the first 3 months (which I could easily do). I just opened a CSP card a month ago to get the 60k bonus but I'm now I feel like I could have done better (my dad just got an 80k offer in the mail). Chase Sapphire Preferred 80k in branch offer is still active today (with 10k in branch bonus on top) I thought this deal would be done but I just scheduled an appointment with my local branch. Let x = number of dollars spent in travel/dining. Monthly Service Fee with a balance under $75,000* on each statement period. The next day they closed both accounts. I'd say it's more or less if you can get at least $155 of personal value from the priority pass, which applies to non-lounge experiences as well for the CSR (for now). This disease is uniquely contagious and deadly, though. If you don't use those services at all, then you're paying the full $250 annual fee. They are only required to honor status when booking direct. Mostly daycare, restaurants (Takeout) & groceries. if the flight costs $1000, it'll cost 80,000 Chase points). It just worked for me, but only on desktop…. I accepted the offer, and he said to expect. Earn 80,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. I'd take it now and start your 48-month clock towards your next Sapphire bonus! This is a very common question, and the common answer is that no one knows if/when that 100k offer will return. Posted by u/LechePrim - 1 vote and no comments. I have only applied for 3 cards in the past 24 months so I don't need to worry about Chase's 5/24 rule. Its initial bonus is 60,000 points. The Series 7 Exam Subreddit is a professional community of Reddit users focused on the passing of the FINRA SIE Exam as well as FINRA. You should wait 48 months from when you received the SUB for the CSP, then downgrade that to a Freedom. 7 cpp for hotels and 1 cpp for flights. gang signs stacking Then, select your Chase Sapphire Preferred card. x = $620 (62,000 points redeemed). Last week, Chase rolled out a brand new 80,000 point offer on its most popular travel rewards credit card: The Chase Sapphire Preferred® Card. Went in branch to sign up for Sapphire in November. If you earned a bonus on the Chase Sapphire Preferred. However, in some cases you can bind your card with PPK and pay your rent with a flat rate of $7. Covers accidental parting which I think is exclusive to this card cuz most cards only offer. I have a plan to hit the spending threshold. higher sign up bonus of points that can be transferred to rapid rewards 1:1. Chase referral links can be a little behind in changes. I started by calling Delta to get proof it was delayed by a covered incident. I cancelled my Chase Sapphire Reserve in Jan 2020. I tried asking my friends for a referral link but somehow it only shows 60K welcome bonus through the link. That will tell you when the next round starts. A key attribute of these 2 rewards cards is earning well on travel-related purchases. Gaming Visa Signature® Card, Aer Lingus Visa Signature® Card, Iberia Visa Signature® Card, Chase Sapphire card, Chase Sapphire Preferred card, Chase Sapphire Reserve card, J. If you downgrade, you will lose out on it. Sometimes, you’ll find that the standard welcome offer on the Sapphire Preferred is excellent. Hi there, I’m new to the travel card rewards game. I'm aware that currently they're offering an 80k bonus for new customers, so I feel like this is an offer I shouldn't pass up. With this latest news, Chase has introduced a customer-friendly move that enables customers of any card from the Sapphire family to refer …. You can only get 1 sapphire SUB for 48 months so it's worth waiting for a better offer. 80,000 UR points is worth at a minimum $800. One could even build a "Citi trifecta" or quadfecta, with the Citi Premier + the Custom Cash (the counterpart to the CFF) + the Double Cash (the counterpart to the CFU). My concern is velocity and pre approvals aren't worth squat, they're marketing gimmicks. We went into the branch and got two options 100k points SUB or 80k and the annual fee was waived. The length of the Instacart+ membership varies depending on the specific Chase credit card the customer holds. Approved for Chase Sapphire Preferred (and SoFi) I applied in branch for the CSP, got the offer for 80,000 points + $50 grocery credit + $95 annual fee waived the first year. Hi Everyone, just got approved for the CSP in Branch for 80k points, AF waived first year, $50 grocery credit, expedited shipping. You might even get a “you’re already approved” message for a CSP from Chase in …. Strongly recommend getting a chase checking account if you're looking to . Instant approval for Chase Sapphire Preferred with a $7,800 CL on $28,000 in income with 80k UR SUB, $50 grocery credit, and $95 AF waiver successful in branch. When it does or doesn't make sense to use the Chase Pay Yourself Back for Sapphire Preferred cardholders to redeem points at 1. I actually got mailed an 80k bonus. Side note, if so, there's a better offer if you go into a Chase branch, adding 10,000 more UR when you spend another $2,000 over a 6 month period (or, you can think of it as $2k over the 3 months following the first 3). I opened a checking account with chase as well, but I don’t believe that had any impact on the larger sub offer. Problem is it might be the end of this year or the end of 2030 no one knows. Its already April Chase, lock in lol. Hello, just went into a Chase branch and applied for the Saphire Preferred w 90k sign-up bonus. Based on my auto loan relationship with Chase, lately I've been getting a lot of "You're already approved!!!" offers. It's not uncommon to get 2-4cpp (cents per point) in these transfers, making it effectively a 2-4%/4-8% card for these transfers. I was denied with the following reasons: -Too many requests for credit or opened accounts with us. Also, the CSP has some pretty good point multipliers if you go to restaurants a lot, do your grocery shopping online, or have online streaming services like Netflix and YouTube TV. Even though my dashpass expired Dec 2024. No questions asked about why I was. Anyone know when Chase Preferred 80,000+ welcome bonus will be back? My wife has gotten a few 80k point mailers in the last few months For the recluses, and other people who have no one to refer, we can help! Reddit is a great big community so get money off your cable bill, get a free iPad, or whatever incentive you're offered. Hi there, I no longer live at a Delta hub, and I received the targeted Chase Sapphire Preferred 80k offer in the mail this week. Obviously use that if it's available to you. Hi everyone, I am debating whether it is worth getting the Chase Sapphire Preferred. Your auto insurance covers liability (the other car), property damage and medical. Both are usually four-digit numbers that you enter in order to complete a financial transaction. Also, don't post your referral here. Chase Sapphire Reserve 80k or 100k referral link. I also live close to a United hub airport. And with the Chase Sapphire Preferred Card, you get a bonus: Every point is worth 1. It was a reloadable Target debit card that acted like a RedCard, giving you 5% back at Target. 80k is a strong SUB, standard is 60k but they may do a public 80/90k offer in the spring. $95 annual fee, not waived; No foreign transaction fees; Primary car rental insurance; $50 Annual Hotel Credit. Or check it out in the app stores   Odds of Approval for Chase Sapphire Preferred. Please include date you signed up and if you happen to know if all branches participate or if it's selective branches. (Wouldn't pay rent with credit card) Or should I consider a Chase Flex or Unlimited since. In light of the news that Chase is approving some people for the Sapphire Preferred despite having 5 or more new personal credit cards opened in the past 24 months (search on "Chase 5/24 rule" if you're not familiar with it), for today, and possibly the next few days (we'll see how this goes), please post all data points of approvals or denials for the CSP in this thread. Capital One Venture is a better credit card than Chase Sapphire Preferred because it gives more value over the long haul with its ongoing rewards rate of 2 miles / $1 spent on all purchases. Chase Sapphire Reserve: 80k points bonus. I have 3 cards, 2 capital one and 1 apple card. They are targeted referral links for those high offers but you can find them if you search them up. Generally, you’ll need to have a credit score of at least 700 in order to qualify for the Chase Sapphire Preferred® Card. After rebranding its loyalty program in 2017, Hyatt also updated its cobranded credit card to the new World of Hyatt card. As those of you with a Sapphire know, it's (1) a great card with (2) …. The Chase Sapphire Reserve has an annual fee of $550. Is now the time to get the Chase Sapphire Preferred? 6 upvotes · 24 comments. Got 80k first then received 100k. If I understand things correctly, I can transfer points earned on the CSP in a 1:1 format to WOH to pay for hotels. My SavorOne credit limit was increased this week though to $6,000, bringing the total to $8,800 in credit line. Which card to use for Costco travel ? Citi Costco vs Chase sapphire preferred. Thanks - I appreciate it! My husband and I both teeter around the 700/720 mark, with only new credit (him) and rebuilding credit (me) but we have a combined income of $100+; so i'm hoping for an approval. FWIW- The PP telephone number is 866-263-4292 and they see the membership #'s early but the app doesn't take them for a …. The Chase Sapphire Preferred’s 60,000-point bonus (after spending $4,000 in the first three months) isn’t just $600 in cash back or gift cards -- it’s potentially a multithousand-dollar. Update 2: The 90,000 points in-branch offer will end on June 10, 2023. Call Chase Customer Service: 1-800-935-9935. View community ranking In the Top 1% of largest communities on Reddit. Got $19k limit with a 780 FICO (about 10 years of history), $72k income, and no previous Chase relationship. I know pre-selected means probably would be approved, so there's still that question. In the end, Chase didn't stand by me and made me pay the $1,700. I opened Sapphire preferred cards in May 2021 when they offered 80k points. This would work towards the awesome SUB and also points for your upcoming travel. I'm waiting for the 80k bonus which has typically happened in the past few years around late March to April. Update 3/31/22: More reports of the 80k offer being offered in some Chase branches, and the $95 annual fee is waived as well. Pros of Chase Sapphire Preferred: 60,000 bonus points. I've called multiple times directly, and have also called other Chase numbers and been redirected. Make purchases with your debit card, and bank from almost anywhere by phone, tablet or computer and more than 15,000 ATMs and more than 4,700 branches. Here is the process assuming the card owner has credit that will qualify him or her for a new Sapphire SUB and it has been greater than 48 months since the last SUB, NOT CARD OPENING DATE! Call Chase and tell them you want to downgrade to original Chase Freedom Visa with Ultimate Rewards which is no longer available to new applicants. As part of that, the Sapphire Preferred earns 5x points on Lyft rides through March 2025. There's less than a week left to apply, as this limited-time welcome offer will end on May 25, 2023 at 9 a. 4M subscribers in the CreditCards community. To clarify, you have to go to the Chase Ultimate Rewards page, select which Chase UR card (if you have multiple), and look at the top where it will say: You're $9,738. The Chase Sapphire Preferred® Card is currently running an outstanding welcome offer of 100,000 Chase Ultimate Rewards, which is the largest bonus ever offered on the card. Was just approved a few minutes ago. In addition, both cards have several bonus-earning categories that include everyday purchases. There are a lot of SUBs available with Chase (particularly if you can grab any Ink cards), and it makes sense to grab a new CSP bonus every 4 years. I applied and was approved for the chase sapphire preferred card two days before the sign up bonus changed from 60k to 80k. Depending on the flavor, you get different reward categories. I'd like to accept the offer and apply, but I just got the Freedom Flex a little under a month ago, also through a pre-selected offer. I just got engaged so I'll be able to hit the MSR with my wedding expenses. dc9096 battery chad video template Most of my expenses are on dining and I take a couple big trips per year. 250 fee, but 90k points + $200 statement credit sign up bonus. Can you spend the 4K to get your bonus then do a balance transfer to another card? As long as you've got the available credit and the BT card isn't from Chase, then yes. 25c in the Chase Travel℠ and the slew of other benefits remain in tact including Auto Rental Collision Damage Waiver ( primary ), purchase protections, etc. One of the phones in the family started to have issues with the battery. After 366 days, cancel the Platinum and Green cards. I like that I can partner it with my flex I also want to get another chase card for the 5/24 rule. They have a bigger lounge network than Chase (priority pass + plaza + centurion + delta). I have to decide whether to downgrade or keep it in January. The Chase Sapphire Preferred credit card — one of the best travel cards — has a new intro bonus worth $800 cash back or $1,000 in travel. Debating on getting the CSP for the 80k SUB and to get into the Chase ecosystem as well as gain Hyatt as a transfer partner for redemption rates. Will just reduce your balance to use the points this way. Got approved right away with 24k line, which is more than I was anticipating. The CSR confirmed that you would see two. That means you can book a $750 flight using 60,000 points from your Preferred Card or just 50,000 points with the Reserve. As far as I know, the answer to the question is no. $300 travel credit, $15 Instacart, $5 DoorDash, global entry, lounge access, all of the travel insurances. Nice grats! Was going to have my fiance go in branch to get the offer, but I actually just got an email from Chase that I can send referrals for the 80K bonus, with the bonus I would get I think its worth more than waiving the annual fee and no hassle to go in person. The Sapphire Preferred offers a stellar sign-up bonus of 80,000 Ultimate Rewards points after you spend $4,000 in the first three months, making it an ideal candidate for your first travel rewards card. No other loyalty program (airline or hotel), or even any other credit card program's points, can get you such good redemption values for both economy and aspirational travel. 80k Sign up Bonus for Chase Sapphire Preferred. Learn more about this incredible welcome bonus offer. Good timing too, the offers on Amex cards are really high (150k + 10x restaurants on platinum, 90k …. And make sure you're actually clicking the link to see what the offer says. I know, because I’m waiting for the 80K offer to return. Proactively search for CSP until Chase recognizes you and sends you an invitation with 80k. Current cards: Discover IT $2,500 limit, Oct 09, 2020 CFF $5,000 limit, Apr 20, 2021 CFU $12,300 limit, Nov 29, 2021 FICO Score: 732 (Experian) 728 (TransUnion) Oldest account age: 1 year 5 months Chase 5/24 status: 3/24.