Chase Balance Transfer Reddit - Why Is Chase Blocking My Transfers? : r/Banking.

I often try to take advantage of balance transfer. Both offer pre-qualifications that are solid - so you won't get hit with a hard pull unless you are likely to be approved. The attacker calls up Chase Ultimate Rewards customer service. A balance transfer is when you move outstanding debt from one credit card to another. 49% variable APR applies for purchases and balance transfers. I'm currently banking with Chase and US Bank(just opened a checking account with them a week ago). As long as you're careful about it, yes. Bank of America Advantage Savings. But don’t be too hasty to sign that balance transfer check. My dad has a balance on one of BoA cards that is above $6,000, is it possible to transfer that balance to my card and will it count as spend towards hitting the SUB?. Introductory APR: a low or zero interest rate that's charged for a set period of time. I want to transfer the balance to an external bank where my APR is much lower. Beyond convenience, Chase points have the potential to be worth 25% or 50% more when they are redeemed through the Chase Ultimate Rewards travel portal or with the new Pay Yourself Back tool. Once the check clears, that money can be used to pay off the credit card you are transferring the balance FROM. CitiCard is offering 21 months at 0% with a 3% balance transfer fee. Both the Chase Slate Edge and Chase Freedom Unlimited offer 0 percent introductory APRs on purchases and balance transfers, but the Slate Edge pulls ahead with an additional three months, …. The balance transfer offer would be on the "receiving card's" end, not the existing balance card. I had a 7k balance with Discover and just transferred $6,500 to Wells Fargo for 18 months 0 interest. In the meantime, continue to make payments on your original debt to avoid any late fees and possible damage to your credit score. 1 cashback, international travel, and delta domestic flights. If a balance transfer can't be easily done, what are some work arounds I can do to use a credit card to pay Amazon Prime Store card? Thanks! I was pre-approved for the CSP, and needed to spend $4000 in 3 months to get the full amount of points. You'll need to provide the account info of your Chase Amazon card. You can’t cancel or edit on your own. The interest rates on the cards until this morning were 21. If you are concerned about monthly service fees or maintaining a minimum balance, Chase offers Chase Secure Banking℠. I am able to move money between my Chase and non-Chase accounts in minutes. Upon receiving a Direct Deposit or $5,000 in Qualifying Deposits to your account, you will begin earning 4. With this new card you should have 0% APR. If you're looking for the right balance transfer credit card for you, this list of SmartAsset's best balance transfer cards will help. ffxiv novice network Small correction, Chase Slate offers free balance transfers for the first 60 days, not just the first transfer. 5% cash back on travel purchased through Chase Travel, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 4. So you're trying to transfer a balance from an Amex card to a card from a different issuer. I have an online savings account with discover and another personal checking & savings account with chase bank. A balance at the beginning of each day of $300 or more in this account; OR, $25 or more in total Autosave or other repeating automatic transfers from your personal Chase checking account (available only through chase. You are starting from the wrong side. NFCU will get just enough of an offsetting balance to be able to cash my little rebate checks. In general you will have separate balances for purchases and balance transfer listed, and the combined amount will be statement balance. Any new charges will be stuck accruing interest at the high rate. I had done a balance transfer a while back to my Discover card and then accidentally charged like $10 to it. The Wells Fargo Reflect Card has a practically unbeatable offer of 0% intro APR for 21 months from account opening on purchases and on balance transfers made within the first 120 days, afterwards. I requested a balance transfer while opening the account on 2/1 and then requested a second balance transfer a few days later (can’t remember the exact date). Wells Fargo reflect, bank Americard, Citi diamond preferred. white pill c17 I recently used balance transfer (1. The 0% balance transfer deal is a good one though you need to get enough credit on the card to cover your debt or you’ll have to split it between a couple of cards. It started development in late 2014 and ended June 2023. I ran your numbers and here are the results: - If you pay that balance off in 12 months, you will end up paying $1800 in total interest. Also, if you do decide to move the balance, don't use the chase card to purchase anything until the $4k is paid off. Keep in mind, while carrying a balance transfer balance, it may remove your grace period on purchases. People often acquire credit cards for a variety of reasons. jalyn youtube This question is about the Discover it® Balance Transfer @toddlvaughn • 12/16/22 This answer was first published on 11/05/20 and it was last updated on 12/16/22. Someone on the SUB did this, I think Chase->Citi->CU->Citi for 66 mo 2016-2021. We may be compensated when you click on. Depending on a few factors, Zelle transfers can go through instantly or take a couple of business days. Most balance transfer cards have a 3-5% fee. A balance transfer involves transferring the balance on one or more credit cards to a new credit card, typically one with a 0% APR promotional period that spans 12 to 21 months. But they’re going to have to call telephone customer service, have the phone to you and let you speak to them. 1 you aren't using the card for further purchases to begin with. Note: the introductory period is 15 months, rather than 12. Reddit iOS Reddit Android Reddit Premium About Reddit Advertise Blog Careers Press. I know Reddit can be a very rude place so please be civil when providing advice. Look for “Split into 4 payments" next to an eligible purchase. I just got a new Chase Freedom card and noticed they have an introductory 12 month no interest on balance transfers. Origination fee of 0% to 8% of the loan amount. The Chase Slate Edge ® credit card includes great benefits like: A low intro APR for the first 18 months from account opening on purchases and balance transfers. November we spent $1300 and paid in full early Dec when statement came out. I recently got a notification from Chase stating that I can do a balance transfer to my current Chase credit card with 0% APR for one year with a 4% transfer fee. dirty girls project Photography: Participants compensated. If you see that money was removed from your checking or savings accounts through our mobile or online banking bill pay or transfer services and you didn’t authorize the transaction, let us know right away. I currently have a Discover It card with a balance of $1500, and a CFU with a balance of $400. Make sure to take that into consideration. Additional terms and conditions apply. checking or savings account of your. shed doors at lowes So if you had $500 in your account and then deposit a $200 check, you may get Present Balance $700 and Available balance $600, allowing you to spend up to half of that check. A balance transfer on a credit card involves moving outstanding debt from one credit card to another, usually new, card. Expect the process to take 6-8 weeks. After I paid my chase card off with a balance of zero. For example: one transaction would be $0. 15 months 0% apr on no fee BT but must transfer balance within 60 days of account opening and just use the card for paying off the balance until you have a zero balance. Introductory balance transfer offer: 0% Intro APR on Balance Transfers for 15 months. Debt Hey so I have 2 credit cards one with a debt of $2000 with a high. American Express’ Cash Magnet is one example. Often the balance transfer comes with an upfront fee of 2 or 3%. It offers peer-to-peer money transfer, bitcoin and stock exchange, bitcoin on-chain and lightning wallet, personalised debit card, savings account, short term lending and other services. The problem is, Chase doesn't recognize the Virtual card details as a valid credit card. But like already mentioned in another comment, look for a 0 fee. So things like movie tickets, concert tickets, arcades, amusement parks, zoos. If you're traveling internationally (or even domestically) and use your card, your credit card issuer may assume that your card was stolen and lock your account. Call the number on the back of the card. Example: on Saturday at 3pm I made my account -$162. Immediately (no 30 days grace period) you will be charged Interest on the $400. You won't earn any rewards, and there is a hefty 5% transfer fee, but it's worth it. I doubt that it's due to any weird Amex policy. OP, imagine you balance transfer £1,000 on a 0% deal for 12 months (horrible deal, but just for example's sake). The Chase Freedom Unlimited offers a big sign-up bonus, unlimited cash back, and much more. 01% APY on all balances for standard accounts. Balance transfer offer: 0% intro APR for 18 months from account opening on purchases and balance transfers, then a variable APR of 20. Most balance transfer fees are 3%, FYI, so you'll probably pay $120 to transfer your balance. I can't really recommend a card as I go years between getting a new card. We checked our bank and noticed our savings account was quite a bit lower than we would expect. Balance transfer checks frequently offer an introductory 0% APR, but using one will also cause you to incur a balance transfer fee — typically between 1% and 5% of the transferred amount. Select the credit card you want to transfer the balance to. Balance transfer fee: Either $5 or 3% of the amount of each transfer, whichever is greater in the first 60 days (5%, min $5 after). Highest interest rate card FIRST, minimums on the rest. You can access the APY Details page at any time by logging into your SoFi account on the SoFi mobile app or SoFi website and selecting either (i) Banking > Savings > Current APY or (ii) Banking > Checking > Current APY. Multiple Balance Transfer Cards Question. After that, the fee increases to the. Here are 10 reasons why your card may have been declined: 1. Suppose you have a $5,000 credit card balance with an interest …. Customers can’t transfer more than $15,000 in credit card debt within any 30-day period. A balance transfer is the act of moving an existing credit card balance to a different card. Item Charge: This is the per-item charge based on your specific fee structure. Even the higher 5% balance transfer fee is worth it in the long run. If you’re opening a new Discover credit card that has a balance transfer offer, an account must be open for 14 days before Discover can begin processing your balance transfer request. You have to call customer service. If approved, the balance transfer will be visible in the account within 21 days at most. So I was approved for the Chase Freedom Card and planning on using it to balance transfer some high interest debt from other cards, when i clicked on the "Balance Transfer" button, however. After that: Either $5 or 5% of the amount of each transfer, whichever is greater. Do you need a fresh start with your credit card interest rates? A balance transfer might be a smart solution if you do things the right way. I called discover and they said nothing is showing as pending. Pay it down to less than 8% of the credit limit ($5 is fine, actually). Some cards offer more than a year of 0% APR and have incentives. The best Chase balance transfer card is Chase Slate Edge℠ because it offers an introductory APR of 0% for 18 months on both balance transfers and purchases. Both cards are solid long-term, so you solve a short-term problem and gain a card you'll keep anyways. Anyone do this, how long till the money hits your account? Going to use my Chase Checking account for the deposit account. I only have two credit cards: Business Unlimited and a Visa Signature through my credit union. Monthly Service Fee with a balance under $75,000* on each statement period. Hi everyone, I was wondering if anybody had a similar experience and could help me. Card Recommendation Request (Template NOT Used) Best card you guys recommend for a balance transfer for a 2,300 balance that literally has taken me forever to pay off because of interests. 72% of the purchase amount, or the amount you choose to pay over time. A Chase Secure Banking account carries a lower $4. When I go to the balance transfer screen it asks for a credit card number. Step 4: Ask them to refresh your account and then log back in. If you're going to take $8k and then you're able to pay it off in a few months, I would choose the promo that charges you interest instead of 0% interest fee but you pay balance transaction fee for 5%. Sign in to Chase Online℠ or the Chase Mobile®app and sign up for Chase Online℠ Bill Pay. doctors that accept ambetter insurance near me The Chase Slate Edge* is Chase’s main balance transfer card. Reddit's main subreddit for videos. Regardless of the outcome, a balance transfer would be in your best interest. What they won’t allow you to do is a Chase to Chase balance transfer Reply. Online, there's a 15k limit for a balance transfer but not sure if that's just a safety thing. Cap 1 and Discover would be the most likely candidates, but I wouldn't get my hopes up. To do a balance transfer with the Chase Ink Business Unlimited card, new applicants can just complete the balance transfer portion of the Chase Ink Business Unlimited application. When I called, the agent said I could transfer any amount up to X amount with the fee. Balance transfer cards can provide financial relief by making it easier to pay down debt. The citi card has $4,500 with 0% apr that expires 4/15/23 then will shoot up to 29. The condition for grace period to exist is to pay the statement balance in full and on time. His work has since inspired others to get the most out of their long-term investments. Under Transfer from select Choose an account and then. 24% Variable APR on purchases and balance transfers. I use each of them to maximize the amount of money I get back on each purchase I make. If you have the Ink Business Cash card plus a Chase Business Checking account on your first card anniversary, you'll earn a one-time 10% bonus of all eligible cash back earned in your first year. nearest jason's deli I was slightly confused I didn't get at least ONE. 500 bonus points for every $2,000 you spend in a calendar month - up to 1,500 points per month. 99) I would then transfer the $5300 Chase balance to BOA. Monthly credit card statements typically contain the following: Your account summary. However, my guess is that most people are attracted to Chase because of the ability to transfer points (and it transfer at the same rate as CSP). koyker 120 loader Hence the guy at the bank is wrong. I can (and will) downgrade from Premiere Checking to basic (Total Checking) which has a $1,500 minimum balance (directly in the checking account itself) or a $5k balance between the account and any investments/deposits (not interested through Chase) - for the sole purpose of paying of Chase CC monthly bills (as well as having an extra emergency. $12,500 in debt, 720 score, approved for $12,500 between Discover it and Bank Americard. I now understand oftentimes the SUB for a card includes a 0% APR balance transfer offer. To get your account number, follow these steps: The first number identifies the industry and credit card network (Visa, Mastercard, American Express and Discover). (2) Edward Jones World Mastercard. Get the Reddit app Scan this QR code to download the app now Balance xfer offer. It's not pointless if you make a large purchase you feel you'll struggle to pay off and want to save on interest by dividing it into fixed payments up front. You should be able to pay off that $6k balance in about 9 months at that rate. There are some 0% APR balance transfer cards for X months, depending on what they provide. Posted by u/IC_Shopper - 1 vote and 1 comment. To Balance Transfer or Not to Balance Transfer Note that Chase does not allow you to balance transfer from other Chase Reddit · reReddit: . As long as it's in your available balance, it's fine to spend. In most cases, Chase calculates your minimum payment as a flat fee of $40 or 1% of your statement balance, plus any interest and late fees since the last billing cycle — whichever is greater. k3 co sheriff You can save time and call yourself. Chase is one of the few banks that offers the ability to use balance transfers on its credit cards. Chase Ink Business Unlimited balance transfers usually take up to 21 days to process. In summary, I have up to $15k available (subject to 5% interest ($750) for net $14250) for a transfer to my Checking Account, with 0% APR until April 2024. You have to look at what PenFed gave you for the fine print. Monthly Service Fee with a balance of $75,000* on each statement period. Cashiers check/personal check - If you live near a chase branch or have a chase checkbook, you can write a check and deposit it into Capital one. This is for one of my wife’s cards. Enjoy 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 20. The original Slate was one of the rare balance transfer cards you could qualify for. I initially applied for the Chase Sapphire Reserve on a Tuesday, November 14th at approximately 9PM. Edit: I suppose I wasn’t clear enough. balance transfers also usually add a fee of 3-5% of the total, so its not usually free. You can certainly redeem those points for cash / gift cards, but you leave a lot of money on the table by doing so. 35% (subject to applicable discounts, promotions, adjustments, or waivers) will be charged based on the assets held in the. There’s no interest for this purchase once it’s placed in a plan, just a fixed monthly fee. I recently received a balance transfer offer from Chase where I have 0% APR with an upfront 5% fee. Just pay off your damn credit card instead of trying to figure out how to keep your credit card debt alive as long as possible. You pay £100 a month to your card to ensure it's gone in …. This would be a balance transfer for a partial amount of that. 18 months is most common but some go longer. ) after the intro period, but I'm already well covered for my daily cb/points and basic travel needs with Chase bi-fecta and P2's Amex trifecta including Chase CSR and …. I'd start by checking Discover & Capital One pre-approvals since it won't impact your credit to see. Taking this option to use points for cash can. Be sure to read sub rules before posting, use the resources…. 45% interest on investor checking. How to initiate a balance transfer to a Chase credit card. I've spent the past 4 years being really good. Time frame to transfer a balance. Best balance transfer cards? my score will increase therefore I'll be able to apply for a balance transfer CC and I'll transfer over the balance of the $8k or $11k card. This APR will vary with the market based on the Prime Rate. Definitely keep your personal portal login. I made the decision to apply for the citi. Here are 10 of the best ways to redeem 100,000 Chase Ultimate Rewards points through transfer partners. I finally have means to pay it down (a little bit of extra income coming in from a side hustle), so I’d like to do a balance transfer so my extra payments go further. Bank of America Customizable Cash Rewards - Balance $1450, Limit $7000, APR 20. How much money can I transfer? Most Chase accounts have a $25,000 per day limit. Was on the fence until I saw that chase has a pre approval page. These are the travel companies we could see them add this year. Yes, and you can transfer a larger amount than you actually owe to give yourself padding. So my balance transfer amount on this Chase card is over $10,200 on a $10,500 limit. When you think the balance is not correct, this, or something like this, is usually the problem. This is super clutch for my situation. I've sometimes forgotten places I've shopped at. Link your external accounts to make payments or transfers. What to do when your balance transfer is denied. Balance transfer fee of 0%, 3% or 5% of the amount transferred. Exclusions: Chase only allows you to. 3k limit Chase Freedom Flex 2021 8k limit Apple Card 2022 4. Is getting the chase sapphire preferred worth it. Slate is running a 0% APR/balance transfer for 15 months promotion right now so it's pretty lucrative to use to pay for the costs remodeling a. Navigating the world of credit card offers can leave your head spinning. Hi all, After seeing an offer for 0% APR on balance transfer on my Chase Sapphire, I called Chase last Sat 10/15 to initiate 6 different balance transfers onto that card. Do they usually have balance transfer options available? Just wondering if there’s any real urgency to accept the offer or if I can wait. 5 cents (if you transfer to the Sapphire Reserve) toward travel reservations made through the Chase Ultimate Rewards portal. The Platinum Visa from First Financial Credit Union https://www. A balance transfer is a request to move existing debt from 1 creditor or credit account to another. So it wouldn't be Chase with the offer. My question is, meron bang bank na mag allow na mag transfer ng balance kahit wala kong existing credit card sa kanila? In short, new application of credit card plus balance transfer agad. A balance transfer fee is a fee charged for transferring your debt from one credit card to another. By clicking "TRY IT", I agree to receive newsletters and promotions from Money and its partners. For instance, your credit card company may offer you 1. The balance transfer became part of your balance, meaning the entire BT needs paid off before you get back to no interest for 30 days on new purchases. I still get balance transfer offers from Citi and Bank of America. Just FYI… my balance transfer fee to WF was $150, but it was added onto my debt and included in the 0% for 18 months. 0% for 15 months | Transfer Fee: Either $5 or 3% of the amount of each transfer, whichever is greater in the first 60 days Balance Transfer Only Offer: 0% intro APR on Balance Transfers for 18 months. After that, most transfers are processed within four days. I checked the APR today and it's the highest they have at 29. - If you transfer the balance and pay that off in the same 12 months, you will only pay the balance transfer fee. That long introductory period could save you a lot of money on interest charges, and Slate Edge also has a $0 annual fee to help you keep costs down. Or check it out in the app stores Started a trucking company and used a lot of business credit that want to balance transfer before 0% interest runs out any suggestions and best way to get the highest limits possible. bad birdie hats amazon I've got about 7 K on my Chase CC. if you already have chase other credit cards and you applied and apporved for New Chase Slate Edge card with 18 months 0 zero BT offer. Other than my car note which is $377 a month (only owe 8k), I don't really have any debt, but with a 5% upfront fee and 0% apr until December, this seems like a killer short term loan alternative. Reading the rules, interest can be added to new purchases until your entire balance is paid off. The balance transfer portal asks for a 3 digit CVV code which American Express doesn't use. These APRs will vary with the market based on the Prime Rate. The two major draw cards for the Chase Slate are: No balance transfer fee for the first 60 days; 0% Introductory APR for 15 months on purchases and balance transfers from account opening; Credit cards in general have insanely high interest rates (I mean after the initial 0% period the Chase Slate rate varies from 13. Any updates on this? In my case, It says if we approve your application, you can transfer up to 3 balances to your new account from a Mastercard . However the Slate card only transferred 60% of the balance that I wanted gone. Additionally, you typically can't transfer balances between 2 credit cards if those 2 cards have the same issuer. 99% variable APR after) The winner: Chase Slate Edge. Promo offers for new cards usually include no interest for a set period, and sometimes existing cards will promo low or near-zero interest for a set period. card C (edge) - 3k have zero BT for 18 months. Subaru hit median several times before crashing. Deferred interest is more common for store cards, not big bank issued cards. 0% Intro APR for 15 billing cycles for any balance transfers made in the first 60 days (Balance Transfer Fee 3% for 60 days from account opening, then 4%) 18. To your chase account email (regular gmail you get alerts from), they’ll send a Chase Payments link to get your money deposited to an account. Guessing this is a no but can't find confirmation online. mailing address for your credit card account, you may receive an email to your personal email address within 1 to 2 business days requesting to electronically deposit the funds into a U. Could a balance transfer card be a good option? Current cards: Chase Freedom, 6k 24% APR. Your new overall credit limit is $12,000, and your overall credit. However at this time such a call may be frutile, though you can keep trying. I have until 10:59PM ET on Monday night to put $162 in the ATM (or have someone Zelle me. BankAmericard - 15 months - 0% balance transfer fee. And points do not expire as long as your Aeroplan Credit Card account is open. I want to apply for the chase Ink card with a $6,000 minimum spend requirement in the 1st 3 months to get 90,000 UR points. 49%, based on your creditworthiness and other factors. UR=ultimate rewards, chase's reward currency. 0% for 15 months | Transfer Fee: Either $5 or 3% of the amount of each transfer, 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers. You can transfer Chase Ultimate Rewards points to Marriott Bonvoy with a 50% bonus — but is it a good deal? Here's everything you need to know. Or check it out in the app stores Discover it Card Balance Transfer: 0% APR for 18 months, 3% transfer fee, 690+ FICO requirement Chase Freedom Unlimited: 0% APR for 15 months, 3% transfer fee, 690+ FICO requirement Citi Diamond Preferred Card: 0% APR for 21 months, 5% …. Nice loan for our government from yours truly. Credit I would guess when someone goes to cut the check for the balance transfer, they’ll realize & not allow the transfer. Unfortunately, balance transfers never earn rewards. Dcu (easy to become member)- right now running a promotion for 0 apr and 0 fee for 6 months 4. That is effectively a 3% interest. Balance transfers may not be used to pay other credit cards or loans issued by JPMorgan Chase Bank, N. I’ve gotten myself into a huge hole of $15000 in debt and I decided today to finally do a balance transfer. You have to be aware what the minimum payment on that is so that you do not default on the balance transfer. shooting in south holland il That balance is now 40% of the initial transfer amount. These are your options for 0% BT fees. All payment go toward the balance transfer first leaving new purchases to accumulate interest. In some cases, you may have to update your information, such. Capital One Quicksilver Rewards, 2k 24% APR. Commenting to follow, but I've also heard good things about Chase Slate (in branch offer, 21 months at 0%apr, but this was a few months ago). What to Know About Chase Freedom Unlimited Balance Transfers. View All Credit Cards; Interested in Amex? See if You’re Pre-Qualified; Travel Credit Cards; Cash Back Credit Cards; No Annual Fee Credit Cards. 24% I have a balance around 9k on a card with a 12k limit, most recent purchases related to a job change and a temporary move overseas. I've been banking with chase for over 10 years now. So I have a personal loan and I have a Chase CC with a 0% APR balance transfer offer, so I did a balance transfer of the personal loan to the CC. Discover it Card Balance Transfer: 0% APR for 18 months, 3% transfer fee, 690+ FICO requirement. I've used checks like this with no issue before from other card servicers. magicseaweed manasquan Chase Slate Edge CASH Balance Transfer. My chase checking -> My chase saving, and vice versa. As many credit card companies are offering zero percent interest for up to 18 months, you might be contemplating a balance transfer—a type of credit card transaction where debt is. So that card has a total of $8k on it, $5k at 0% and 3k at 9. reReddit: Top posts of April 13, 2022. Lisa Cahill, Credit Cards Moderator. Kinda scummy it wasn’t spelled out better in the terms. May 12, 2023 · Transfer your balance as soon as you’re approved for a new card: Chase’s 3% intro balance transfer fee ($5 minimum) only applies to the first 60 days after your account is open. I deposited into a Capital One checking account and waited for it to clear. If the interest is deferred, not waived, it would all hit at once. Just got approved for this card - wanted to get the $125 on $500 in purchase bonus - but also noticed that I have 0% in balance transfer for 15 months. 5% cash back on all other purchases. I’m not sure if this is the same thing, but when you ad an external account Chase will do a couple ‘test’ of transfers, always under $1, and you’re supposed to verify the amount of each transaction. Can I balance transfer from my wells fargo to my girlfriend chase freedom credit card account. It's pointless if you pay off your full statement balance every month. It's pretty standard that if you balance transfer to a card that you lose the grace period so if you are using the card for other purchases then. Some banks will remove the interest charge on …. Depending on the time frame and original interest rate, of course. 99% with a balance of $3,415, and 20. credit cards -Chase slate- established 5/12: Balance: $0 -Amazon prime rewards visa signature- established 12/15: Balance: $0 -Chase freedom. Seems rather straightforward from the Terms, but just want to be sure there is nothing I'm missing. I recently opened a chase freedom unlimited credit card. It provides 18 months from account opening of 0% introductory APR for purchases and balance transfers (then 20. So I have 2 credit cards with a $6900 balance (AMEX Delta Platinum) and $4700 (Chase Freedom Unlimited). Expect to pay about a 3% fee (sometimes 5%). The Freedom Unlimited has a 15 month balance transfer offer, but once that's paid off you're earning 1. If it says you can deposit it then you're fine. So for example if transferring $1,000 with a 3% BT fee $1,030 would be what is put on the new card. Also if you spend 500$ they grant you 200$ dollars free. To your chase account email (regular gmail you get alerts from), they'll send a Chase Payments link to get your money deposited to an account. I did a balance transfer from my Gold to another card with 0% - FNBO. Chase Ultimate Rewards Guide: How to Combine Points Between Accounts. Oct 12, 2023 · Balance transfer offer: 0% intro APR for 18 months from account opening on purchases and balance transfers, then a variable APR of 20. Making payments each month is easier when. Chase Pay Over Time allows you to repay a purchase of $100 or more in equal monthly payments for a set monthly fee of up to 1. Morgan Automated Investing account. Get a bankamericard or the amex one that offers 0% for 15/18mos and 0% bt fee for first 60 days. Try contacting PayPal support using social media such as Facebook or Twitter as this works more often than telephoning.